276, Report:
#105684
Posted Date:
Aug 27 2004
HFC - Household Finance FRAUD! Offers loans with deceptive interest calculation! Rip-off! Oklahoma City Oklahoma
HFC offered me loan with interest rate, guaranteed that interest rate was based on the balance remaining monthly. HFC offers flat interest rate no matter what. Also when guaranteed early payoff without penalties, HFC demied that was ever implied. WOULD NEVER DO BUSINESS WITH HFC...
Entity
Hfc - Household Finance
Categories: Loans
277, Report:
#105377
Posted Date:
Aug 27 2004
Household Mortgage Credit errors related to my mortgage company that is owned by Household Finance Corporation Elmhurst Illinois
I have been working for two years to clear multiple errors in my credit report which were caused, in great part, by the mismanagement of my home mortgage by Household Finance Corporation.
I have had to postpone my social work education and sometime work up to three jobs to pay...
Entity
Household Mortgage
Categories: Mortgage Companies
278, Report:
#97718
Posted Date:
Aug 25 2004
Household Automotive Finance ripoff, Truth in Lending disclosure ignored, fees for late charges and shortage charges left off contract and numerous other fraudulent practices San Diego California
My first bad encounter with HFC started after paying on my loan for a 2000 Oldsmobile Alero over a year into a four year contract.
Until that point all payments were sent by due date or prior to date due. When I became 10 days past due because of some employment changes by my ...
Entity
Household Automotive Finance
Categories: Corrupt Companies
279, Report:
#99267
Posted Date:
Jul 17 2004
Beneficial HFC Bait and Switch Rip Off Gaithersburg Maryland
In trying to help my mom with her bills I co-signed a personal loan through Beneficial with the condition that the loan could be re-financed two months later for a lower interest rate on an Express Home Equity. Needless to say two months later, we re-applied for the Home Equity and...
Entity
Beneficial HFC
Categories: Loans
280, Report:
#90602
Posted Date:
May 09 2004
HFC - Household Finance ripoff, HFC dishonest fraudlent billing, paying three times as much interest, did not tell us the loan was revolving Kansas City Grandview Missouri
HFC is a ripoff.
We took out a second mortgage payment for 14,500.00 which has been paid. The interest as of today 5/7/04 they say we owe is about 12,000.00. more interest than what the loan required. They stated that our loan was a revolving loan that of a credit card loan. ...
Entity
HFC - Household Finance
Categories: Mortgage Companies
281, Report:
#16504
Posted Date:
Apr 16 2004
HFC Retail Services AKA CompuSmart Canada EXTREME RIPOFF, PUT AN END TO FINANCIAL RIP OFFS!! the business that doesn't give a dam QuebecMontreal Quebec
This is a call to all companies that decide to make a living off of others' mistakes,Specifically HFC Retail Services and CompuSmart for employing them. I bought a computer last year at CompuSmart in Toronto. I couldn't afford to pay for the computer right away, so they offered me a...
Entity
HFC Retail Services
Categories: Loans
282, Report:
#83632
Posted Date:
Mar 12 2004
Fairbanks Capital Corp. aka U.S. Bank National Association, EQCC Home Equity Loan Trust Homeland TERRORIST; rips off GOD-fearing people. This company should be dismantled by any means NECESSARY! Jacksonville Florida
The following letter was sent to NYS Banking:
March 12, 2004
State of New York Banking Department
Superintendent of Banks, Diana L. Taylor
One State Street
New York, NY 10004-1417
Attn: Mortgage Complaint Division
Re: Predatory Lending by; (Loan: 9999999999)
U.S. Ban...
Entity
Fairbanks Capital Corp.
Categories: Mortgage Companies
283, Report:
#82675
Posted Date:
Mar 03 2004
HFC - Household Finance Electronic theft Edison New Jersey
We made a phone payment for one account with HFC. They used the information for one loan with them and then electronically stole the exact same amount and applied it to another account we have with them (and the payment was not due nor the amount they stole). I asked them for a le...
Entity
HFC
Categories: Banks
284, Report:
#81377
Posted Date:
Feb 25 2004
Household Automotive Finance ripoff Mr. Monty Lisourskis Why should they take my car for 3 missed payments the previous year after I had begun paying and never missed a payment. San Diego California
In February of 2002 my new 1998 Toyota Corolla was taken from my apartment building on a early Sunday morning. I found out it was reposessed.
According to HFC they said a balance of $2053.12 was due when I called them. The money owed was from the year before in the spring when I...
Entity
Household Automotive Finance
Categories: Car Financing
285, Report:
#81637
Posted Date:
Feb 24 2004
Household Finance, HFC, Benefical Finance Fraud, ripped off for $5000.00 plus 30%. This all resulted in giving me bad credit. HFC refuses to set record straight. Lake Forest, California
HFC sent a $5000.00 check in my name to someone other then me and not to my address. That person must have cashed the $5000.00 and keep the money. HFC then without notifing me added the $5000.00 plus 30% interest on to my already existing account I have with them.
My wife went in...
Entity
Household Finance - HFC - Benefical Finance
Categories: Loans
286, Report:
#80312
Posted Date:
Feb 13 2004
Household Finance Corp ripoff! Harrassment! Frederick Maryland
Recently, my husband and I had some unexpected medical bills and fell behind (one payment) on our HFC loan. We owe 2000.00 on the loan. When the paymnet became one day late, HFC customer service (collections) started harrassing us.
Everyday, they have been phoning us starting at...
Entity
Household Finance Corp
Categories: Financial Services
287, Report:
#78925
Posted Date:
Feb 02 2004
Household Finance Company (HFC) HFC refuses to accept Bankruptcy dismissal of debt Calls at work and home Constant harassment Kentwood Michigan
I filed bankruptcy (unfortunately) two years ago and received a dismissal of debt as a result.
HFC absolutely refuses to accept the courts findings and continues to call me at work and home demanding payment.
My lawyer contacts them everytime but to no avail.
Do Not Do Busi...
Entity
Household Finance Company (HFC)
Categories: Financial Services
288, Report:
#74844
Posted Date:
Dec 13 2003
Household Finance, HFC ripoff, loan fraud, bait and switch, lying, ruining credit, misrepresenting loans Dearborn Heights Michigan, Illinois
I received an offer in the mail stating that I was qualified to borrow $4,001.00 to be paid off in 48 equal payments of 138.00.
Sounded ok to me, as I could always pay it off early.
When I went in, the load boy (and I mean boy) told me I qualified for $5,100.00 at the same rate ...
Entity
Household Finance
Categories: Credit & Debt Services
289, Report:
#74777
Posted Date:
Dec 11 2003
Household Finance Corporation ripoff and harassment. Frederick Maryland
This concerns a situation with HFC. Sometime ago we had accepted their offer (the kind they send in the mail) for a 5000.00 loan. Little did we know what we were in for. We used to get offers of payment holidays from them because we continually made our payments on time.
About 8 m...
Entity
Household Finance Corporation
Categories: Banks
290, Report:
#71741
Posted Date:
Nov 13 2003
Household Finance Corp ripoff misleading information judgmental Frederick Maryland
I became 8 days past due on my Household finance payment. I received a phone call at my office at work.
I told the rep. that I was not free to talk about this matter at this time. Could he please give me a number where I could reach him at a more convenient time. He gave me a 1...
Entity
Household Finance
Categories: Credit & Debt Services
291, Report:
#71103
Posted Date:
Nov 06 2003
Household Finance ripoff overlimit fees anytime, increase interest rates, DO NOT SUPPORT, I would NEVER again do business with any company associated with these criminals. Carl Stream Illinois
I've been associated with the criminals of the HFC group for several years. My initial WAR with them was when they purchased an old finance group called ITT Financial. I would encourage anyone who has any affiliation with any of there companies, be it HFC, Beneficial Finance, Ho...
Entity
Household Finance
Categories: Financial Services
292, Report:
#69796
Posted Date:
Oct 22 2003
Household Finance Corporation HOW HELP TURNED INTO A HIGHER INTEREST RATE Green Acres Florida
In the summer of 2002, we decided to go ahead and remortgage our home with one of the newer low interest rates that was available, and wanted to end paying on two separate mortgages as we had been doing and combine it all into one. We contacted a local company, not HFC, and were get...
Entity
Household Finance Corporation
Categories: Mortgage Companies
293, Report:
#67969
Posted Date:
Oct 01 2003
Household Finance Corporation ripoff HFC's balance never goes down only increases Bowie, Maryland
This is the letter we sent our AG:
We are writing you because we need your help. In June 2001, we took out a loan through Household Finance (HFC) to consolidate our bills during a difficult time. The loan was supposed to be for $30,000 and our loan officer told us the loan was...
Entity
Household Finance Corporation
Categories: Loans
294, Report:
#67134
Posted Date:
Sep 17 2003
HOUSEHOLD FINANCE CORPORATION ripoff PYMENTS NOT CREDITED PROPERLY OTHER CHARGES NOT EXPLAINED MANCHESTER New Hampshire
Balance of loan $52,075.09. Payment $875.15. Interest and other charges $351.77 applied to balance $523.38. New balance $51,551.71.
Next statement: standard payment $275.15. Payment $900.00. Interest and other charges $513.19. Applied to balance $386.81. New balance $51,164.90.
...
Entity
HFC
Categories: Mortgage Companies
295, Report:
#62683
Posted Date:
Jul 03 2003
Household Finance Corporation ripoff false promises Bay Roberts New Foundland
I have been a customer of HFC since 2000. Borrowed approximately $15,000 at 16% for ten years and still owe $23,000! Have had some financial difficulties and had our loan rewritten and deferred and were notified after the fact. At one point, we were being harrassed by their collecti...
Entity
Household Finance Corporation
Categories: Mortgage Companies
296, Report:
#34230
Posted Date:
Jun 26 2003
Household Finance Corporation, All employees of Local Branch Office Contract vague & unexplained, misapplied payments, not crediting payoffs so they can get more interest ripoff consumer rip-off fraud Lakewood Colorado
We closed our loan in Sept. 2000. My husband, 65 at the time, was forced to sign up for life insurance -- the kind that is null & void at age 65, but were promised this charge was in error and would be handled immediately. 7 Months and numerous phone calls later, I got it done, but ...
Entity
Household Finance Corporation, All employees of Local Branch Office
Categories: Mortgage Companies
297, Report:
#59509
Posted Date:
Jun 04 2003
HFC - HOUSEHOLD FINANCE CORPORATION III ripoff business from hell the business that doesnt give a dam tricked and lied to us OKLAHOMA CITY Oklahoma
IN 1996, My Husband and I decided to take out a second mortgage on our home. I had been very ill for over four years at that time and we needed to consolidate some bills to make our payments less.(at least this is what we thought)
We had had two different loans with them and paid...
Entity
HFC
Categories: Loans
298, Report:
#57825
Posted Date:
May 22 2003
Household Finance ripoff Lake Forest, California California
I was laid off in 1998 and encountered some financial problems. I received a mailer from HFC stating that I could take out a mortgage loan and have the money quickly. I owned my own home and decided that this would give me some financial relief.
I called and went to the Lake ...
Entity
Household Finance
Categories: Mortgage Companies
299, Report:
#57045
Posted Date:
May 15 2003
Household Finance Corp, Frederick, Md. Household Finance Corp ripoff dishonest Frederick Maryland
We received from HFC located in Frederick, Maryland a check for $5000 for a loan. That was about 2.5 years ago. Our monthly payments have been 150.00 per month. We still owe 3237.83! The interest rate is absolutely huge!
We had a move from overseas and a change in job income upon r...
Entity
Household Finance Corp
Categories: Loans
300, Report:
#56734
Posted Date:
May 13 2003
HFC - Household Finance ripoff victimized many consumers DONT USE HFC BEWARE! SAVE YOUR FAMILY FROM HEARTACHE! Aurora Colorado
My husband and I refinanced a loan with Houseld Finance in May of 2000. Everything we were told at the refinancing was a lie. We were told we would pay 6% interest, when actually the interest is over 12%!! We were told there was no pre payment penalty, needless to say there is and i...
Entity
HFC - Household Finance
Categories: Mortgage Companies