376, Report:
#82636
Posted Date:
Oct 09 2005
Aspire Card Services Unscrupulous, Low-Life, Ignorant Thieves Atlanta Georgia
I have read with interest some of the nightmare stories of those unfortunate enough, as I, to have an account with Aspire. I ended up dealing with Aspire by default because Providian went out of business. I was a member with Providian since 2001. Providian, like Aspire, Orchard B...
Entity
Categories: Credit & Debt Services
377, Report:
#156988
Posted Date:
Sep 14 2005
Orchard Bank ripoff Salinas California
the company charged me a late fee and over the limit even though a paid them on time because they could not find it on their so called system even though they sent an email confirmation of my payment and the payment had been taken from my bank account. this company is the biggest ri...
Entity
Categories: Banks
378, Report:
#156431
Posted Date:
Sep 09 2005
OrOrchard Bank, HSBC Card Services Div Of HSBC Can't get account info off long distance phone readily, Can't give extra credit monies deposited in the account, they cahrge 29 fee each time a payment is even a day late and won't take extra money in advance. They process payments slow on purpose and don't give you time to pay on time in the mails Salinas California
1. Can't get account info off long distance phone readily,
2. Can't give extra credit monies deposited in the account,
3. They charge 29 fee each time a payment is even a day late and won't take extra money in advance.
4. They process payments slow on purpose and don't give...
Entity
Categories: Banks
379, Report:
#156342
Posted Date:
Sep 08 2005
Orchard Bank - Household Bank/HSBC I received secured credit card 3 weeks after paying 35 rush processing. I activated the card, the next day my credit limit was gone. A charge of 146.00 was done by an unknown person and the card was not lost. Schaumburg Illinois
Orchard Bank mastercard withdrew 200 dollars from my checking account to open secure account. Guaranteed I would have card in 7 days. Got card in 4 weeks. I activated card and went to use it at Food Lion. It was declined three times. I left store and called phone number on back...
Entity
Categories: Banks
380, Report:
#155908
Posted Date:
Sep 03 2005
Orchard Bank ripoff Internet
Dealing with Orchard Bank is a joke!
My Credit card expired in July of 2005. But I never received a new card even though my account is in good standing , and I am qoute a valued customer unqoute. Now I have contacted them 5 times in the month of August and gotten 5 different dates ...
Entity
Categories: Banks
381, Report:
#154189
Posted Date:
Aug 19 2005
Orchard Bank unethical fees and refusal to cash check for payment RIPOFF Hanover Maryland
I applied for this card because I had not had a major credit card for a number of years and lived on an all cash basis. Having run a credit report it said I could not qualify because I had no recurrent monthly payments to rate credit on, which is ABSURD, but that is what the report...
Entity
Categories: Credit Card Processing (ACH) Companies
382, Report:
#152922
Posted Date:
Aug 08 2005
Orchard Bank kept money saying they could not verify, ripoff Internet
I filled out an online application & Orchard Bank withdrew 500.00 from my account. But then I did not get my card for a month. When I called to see where my card was they said the account was on hold due to verification problems. I told them you didn't have trouble verifying to take...
Entity
Categories: Banks
383, Report:
#150384
Posted Date:
Jul 26 2005
Orchard Bank - HSBC's rip off credit card offer Salinas California
I applied for this master card offer I recieved in the mail as a quick means of financing some expenses, in anticpation of an overdue bonus from my employer. Recieved credit card via express mail two days later to find out that the credit limit was only $300.00 and when I called th...
Entity
Categories: Credit Card Processing (ACH) Companies
384, Report:
#149989
Posted Date:
Jul 17 2005
Orchard Bank - HSBC Card Services ripoff Salinas California
I received this card in February, 2001. I charged prescriptions on it to the limit of $250.00. I paid the regular monthly payment, but as time went on, the interest and late fees have continued to climb.
I have not used the card since 2001 and am still trying to pay it off - ...
Entity
Categories: Corrupt Companies
385, Report:
#146181
Posted Date:
Jun 14 2005
Household Credit Services, Orchard Bank Ripoff corrupt credit card company, ripping consumers off Carol Stream Illinois
The same thing happened to me too. I was making timely payments on my credit card with Orchard Bank and the company was still charging overlimit fees and late fees. This credit card company is a complete ripoff and from reading some of the stories these consumers with Orchard Bank h...
Entity
Categories: Corrupt Companies
386, Report:
#146173
Posted Date:
Jun 14 2005
Household Credit Services, Orchard Bank Overlimit fees, late charges, corrupt credit card company Carol Stream Illinois
This is a corrupt credit card company that puts consumers in financial ruin. I have read some of these ripoff reports on this credit card company and should I continue making payments to a ripoff credit card company? If anyone knows anything about some legal advice or lawsuits conce...
Entity
Categories: Corrupt Companies
387, Report:
#142354
Posted Date:
May 11 2005
New Millennium Bank maybe ripoff New Brunswick New Jersey
I received a latter from New Millennium Bank saying that I am aprroved for VISA and MASTERCARD. Each one giving me $5000.00 credit line. NOt credit verification it is for people like me want to build credit history. I never had bad credit but I need to build one because my SSN is ne...
Entity
Categories: Banks
388, Report:
#141425
Posted Date:
May 03 2005
Orchard Bank, Household Bank ripoff Hanover Maryland
DON'T APPLY FOR AN ORCHARD BANK/HOUSEHOLD BANK CREDIT CARD. This company is deceitful, fraudulent and probably downright criminal in its dealings with consumers.
Received app for card with Orchard Bank/Household Bank. A friend warned me that he got the card and they charged him ...
Entity
Categories: Banks
389, Report:
#141131
Posted Date:
May 01 2005
Orchard Bank Undisclosed Fees, strongarm pressure, self-generating fees! RIPOFF Salinas California
I was offered a credit card from a bank called the Orchard bank which I had never heard of. But they promised that the card would help me rebuild my credit.
They sent me a card with a low limit $300 or $500. But I was distressed that even after years (4) of paying on time, neve...
Entity
Categories: Banks
390, Report:
#141034
Posted Date:
Apr 30 2005
Sureway Beneficial ripoff Champlain New York
These people suck! Call your local radio stations and let your city know, anyone who looks @ anything online that has anything to do with finances or even on the outskirts of, will get this mysterious 555-555-1212 call!!!
Tell them to get bent and not to call you. E-mail all of y...
Entity
Categories: Telemarketers
391, Report:
#140799
Posted Date:
Apr 28 2005
Orchard Bank ripoff sent credit card with out being ask for and charging me Salinas California
I received a charge card from this company with out asking for it. Call them and was told they would up the credit line if I keep the card. The first card I never receved and they sent me the another. Now I received a bill from them with a 29.00$ late fee and owe all most a 100.$ I ...
Entity
Categories: Credit Card Fraud
392, Report:
#139129
Posted Date:
Apr 22 2005
Orchard Bank - Household Bank Double-Dipped My Checking Account Salinas California
On April 11, 2005, through orchardbank.com, I authorized Orchard Bank (aka Household Bank) to debit my checking account for a payment in the amount of $76.24. This payment cleared through my bank on April 12.
Today, I was surprised to find that my checking account was overdrawn...
Entity
Categories: Credit Card Processing (ACH) Companies
393, Report:
#138502
Posted Date:
Apr 12 2005
Orchard Bank - Household Credit - HSBC Charged late fees, unprofessional, rude, hung up on, ignore important information sent to them, refused to close account. RIPOFF Elmhurst Illinois
Our family moved a few months ago. When we received our bill the following month, it was late because of the move. We paid the late fee and notified the company on the payment stub of our address change. On the back of the payment stub is an area designated for address changes, as ...
Entity
Categories: Credit Services
394, Report:
#136475
Posted Date:
Mar 26 2005
HOUSEHOLD BANK - ORCHARD BANK - GREAT SENECA FINANCIAL CORPORATION - HOUSEHOLD CREDIT SERVICES RIP OFF IS AN UNDERSTATEMENT WITH ORCHARD HOUSEHOLD BANK Las Vegas Nevada
Rip off is an understatement. Right now today I have received a Summons from Household bank/Orchard Bank/Great Seneca Financial Corp they are suing me.
My Original balance or credit line was 500.00 the balance is 1,140.25 that is due to late charges and over the limit fees. I ...
Entity
Categories: Financial Services
395, Report:
#121960
Posted Date:
Mar 25 2005
Household Credit Services - Orchard Bank ripoff add on fees to put account overlimit, then charge 29.00 fee for being overlimit Carol Stream Illinois
This company is a TOTAL ripoff. the only phone number on our bill is an automated account information, we cannot get in touch with a live person. Over the last 18 months we have paid 720.00 dollars on a 300.00 credit limit, and have only used the card ONE time in 2 years. I have fai...
Entity
Categories: Credit & Debt Services
396, Report:
#63279
Posted Date:
Mar 16 2005
Orchard Bank / Household Credit Services Refused to Increase Credit Line or Graduate Secured Account Prospect Heights Illinois
My complaint with Orchard Bank / Household Credit Services (OB/HCS) is this in late November 2001 I sent off an application for the Orchard Bank Secured MasterCard the minimum $250 was enclosed with the application. I received my new OB MasterCard a few days before Christmas Decemb...
Entity
Categories: Credit Card Processing (ACH) Companies
397, Report:
#131542
Posted Date:
Feb 16 2005
Orchard Bank ripoff and erroneous charges City Of Industry California
At this point I am absolutely furious with this company! First, I received a late payment fee for not paying. However, the check cleared with my bank so you obviously received it. Now you are asking me to send a copy of the check (which I have) even though you are the ones that s...
Entity
Categories: Banks
398, Report:
#126328
Posted Date:
Jan 20 2005
Orchard Bank Credit Card ripoff! Extra late fees no matter what you do to get the payment on time. San Diego California
I used the card and got my first statement. the sameday I got the bill I paid it in full and mailed it back. on my next statement I had a late fee for the payment being late. After looking over the past statement and this statement I found that payment due date for both bills was up...
Entity
Categories: Credit Card Processing (ACH) Companies
399, Report:
#127786
Posted Date:
Jan 18 2005
Household Credit Service Dba Orchard Bank Illegally charging over-limit fees when their interest charges cause the account to go over limit RIPOFF Salinas California
I have been a member with Orchard Bank since 2001 and have never gone over the limit provided by Orchard Bank on my account due to my own spending. However, they have recently been charging my account finance charges, which put the account over the limit, and then they charge an ove...
Entity
Categories: Corrupt Companies
400, Report:
#123360
Posted Date:
Dec 17 2004
Household Bank - Orchard Bank Ripoff three weeks to apply payment Panoma California
I mailed a payment to Orchard Bank on Friday, December 2nd. I mailed it to their OVERNIGHT address on their website so that I could have it applied quickly and use the card for Christmas shopping.
On Tuesday the 6th, I called and asked them about my payment becuase it was not sh...
Entity
Categories: Credit Card Fraud