76, Report:
#21710
Posted Date:
May 30 2002
HRS USA, Best Buy No Payments No Interest Scam false promises ripoff Westfield Indiana
I needed to buy a new computer. I went specifically to Best Buy, because I heard they had a no payments, no interest program. That way, I figured I could wait until I got my tax return next spring to pay it in full, not have to mess with it now, and not have to pay any interest. ...
Entity
Categories: Loans
77, Report:
#21605
Posted Date:
May 27 2002
HRS USA consumer fraud ripoff City of Industry California
I made a $700 purchase Winter 2001 on a one-year, no-interest plan. They processed my 1st or 2nd (online) payment late and charged me a $29 late fee, which I complained about and they waived since it was the first time. When I didn't catch the fact that they did not send me a May ...
Entity
Categories: Audio & Electronic Retail Stores
78, Report:
#21468
Posted Date:
May 24 2002
HRS USA, IKEA mistreated and ripped off Wilmington Delaware
I missed a payment and HRS USA ( IKEA ) closed my account and sent notice on next months bill in letters so small that it took me six months to find out when I went into Ikea to purchase something.
I had been making payments, so I called and they said my account was closed, I as...
Entity
Categories: Loans
79, Report:
#21415
Posted Date:
May 23 2002
HRS USA they are not posting our payments ripoff business from hell city of Industry California
My wife and I have an acount at best buy. We bought a laptop there on time. I'm making the payments there and they are not posting them to my account.
I'm going to have waste a lot of time and money try to fix this.
Best Buy uses this corrupt company for finacing.
John an...
Entity
Categories: Department & Outlet Stores
80, Report:
#21304
Posted Date:
May 22 2002
HRS USA holding checks so customers incur late fee Carol Stream Illinois
I sent my payment to HRS USA a week before it was due, sent on April 24 and due on April 30. The check was not posted to my account until the May 10, therefore they assessed a late fee. When I called to inquire, the customer service representative was rude and when confronted abou...
Entity
Categories: Loans
81, Report:
#21062
Posted Date:
May 18 2002
HRS USA Holding checks in order corruption consumer rip-off fraud City of Industry California
After having paid on our Rooms to Go charge card perfectly for two years we suddenly get hit with a $29 late fee even though we had mailed it in time to get there. And know we find out they make a habit of holding checks for ten days. This is obviously done in order to make money....
Entity
Categories: Financial Services
82, Report:
#20792
Posted Date:
May 14 2002
HRS USA is a consumer rip-off fraud. Carol Strean, Illinois
HRS USA is a ripoff. WE HAVE BEEN PAYING FOR A POOL NOW SINCE 7-10-96 AND OUR PAYMENTS ARE $93.00. THE D/P WAS $156.00, AND THE PURCHASE PRICE WAS $4790.00. THEY ARE RIPPING ME OFF ...
WE HAVE BEEN PAYING THEM $100.00 A MOUNTH FOR 5-3/4 YEARS, AND THEY SAY THAT WE STILL OWE T...
Entity
Categories: Financial Services
83, Report:
#20726
Posted Date:
May 13 2002
HRS USA ripoff alleged late fees/bogus payment terms Wilmington Delaware
This company provides financing for Best Buy, among others. I have purchased a number of household appliances through this credit company when their interest free financing for 6 months or more becomes available.
I purchase items this way to allow myself to obtain appliances I...
Entity
Categories: Loans
84, Report:
#20628
Posted Date:
May 11 2002
HRS USA aka Household Finance unauthorized account changes, extremely rude Industry, California
I obtained financing with HRS USA in April of 2001. It was supposed to be a revolving credit account. I called them in November to find out the available credit on my card. To my suprise it had been closed in July -- only 3 months after it had been opened!
When I asked why it had...
Entity
Categories: Loans
85, Report:
#20474
Posted Date:
May 09 2002
HRS USA or Best Buy Credit Card Ripoff Wilmington, Delaware
I got a $1000 credit card from HRS USA through best buy back in 94-95. Here it is the year 2002 and I've been paying on it for 6+ years and the balance is still $1900.
I don't see how it can be so high when I've paid well over $2400 dollars towards this card and still have allmost...
Entity
Categories: Credit Card Fraud
86, Report:
#20394
Posted Date:
May 07 2002
HRS USA ripoff outlandish ripoff late fees City of Industry, California
I too have been experiencing late fees when my payments should have been posted on time. I even received my full payment back, just because my account number wasn't written on the check (I had stapled a letter to my check with the account number on it explaining this was a payoff a...
Entity
Categories: Loans
87, Report:
#20389
Posted Date:
May 07 2002
HRS USA ripoff outlandish late fees Carol Stream, Illinois
Payment due on this account is the 28th of each month.
I had one payment left on my account and paid $18.56 on February 16, 2002.
On my check for $18.56 I wrote the account number and PD. IN FULL in the memo section of the check.
The check was mailed to Carol Stream, Il...
Entity
Categories: Corrupt Companies
88, Report:
#20360
Posted Date:
May 07 2002
HRS USA ripoff Wilmington Delaware
I have two separate accounts with HRS USA.
Last month, I contacted a customer service representative about expediting my payments and was told to make them over the phone.
I gave her my account information and my payment was credited accordingly.
After receiving this month'...
Entity
Categories: Loans
89, Report:
#20354
Posted Date:
May 07 2002
HRS USA, Houshold Retailers Services ripoff, posting late payments, fraudulent billing, dishonest representatives consumer fraud ripoff Wood Dale Illinois
In the 18 months I've had my account with HRS USA I've had 12 billing cycles. Of those bills paid, 7 of them posted late, up to TWO AND A HALF WEEKS AFTER I had mailed in the payment.
When I called in to complain, and find a way to get each of the $29 PLUS INTEREST fees back, ...
Entity
Categories: Credit & Debt Services
90, Report:
#18270
Posted Date:
May 07 2002
HRS USA late in posting payments, charging late fees deceptive company corruption consumer rip-off fraud City of Industry California
I have sent two payments with plenty of time to spare and the payments are being posted late, in turn they charge me the $29 late fee.
E.D.
Laredo, Texas
Entity
Categories: Credit & Debt Services
91, Report:
#20160
Posted Date:
May 03 2002
HRS USA ripoff; assess $29 late fee on Sunday; full payment arrives the next business day; phone settlement difficult; outlandish late fees Industry, CA
It is very time consuming to deal with HRS USA. We purchased appliances from Best Buy, with financing by HRS USA. This was a mistake. We will never ever purchase anything of any kind from Best Buy. They are a front for this credit predator.
Here is how it works.
HRS USA ge...
Entity
Categories: Loans
92, Report:
#19868
Posted Date:
Apr 30 2002
HRS USA Don't process mail fast enough and charge late fees that you aren't entitled to. ripoff CITY OF INDUSTRY California
On more than one occasion they have charged me late fees when I felt that they should have received ample time to get my payment and process it. I belive they are slow at handling mail in order to charge late fees.
Brandon
Fort Scott, Kansas
Entity
Categories: Loans
93, Report:
#19687
Posted Date:
Apr 27 2002
HRS USA - BEST BUY LATE CHARGE- RIPOFF- TERRIBLE CUSTOMER SERVICE CAROL STREAM Illinois
I am writing to warn all consumers not to do business with any company that uses HRS USA as their finance source.
I am currently employed by a large name finance company, which will remain nameless. I mention this because I know how the billing system works and would make a cred...
Entity
Categories: Loans
94, Report:
#19678
Posted Date:
Apr 27 2002
HRS USA aka Discovery Mktg & Dist Continue to charge late fees, claiming payment was late. dishonest ripoffs evil dirt bags false promises fraudulent ripoff business Carol Stream Illinois
The Company HRS USA aka Discovery Mktg & Dist, have been ripping me off for a long time, such as chargeing late fees when i know i have sent out the payment well in advance, they reccomend you to send payment 7 days prior to payment due date then when you get your next bill they tel...
Entity
Categories: Loans
95, Report:
#19395
Posted Date:
Apr 23 2002
HRS USA REPO'ED MY BIKE AND WANTS FULL BALANCE UPFRONT IN 15 DAYS OF REPO!!!!! LARGE REPO FEE'S, UNEXPLAINABLE DECISION MAKING. tricked and lied to us Baltimore Maryland
I bought a 2001 Yamaha Bear Tracker last year. I unfortunatly after a while got laied off due to the September 11th attacks, and it took me a long time (aprox. 5 months) to find a decent full time job. I was working 60 hrs a week at a local ski resort makeing min wage just to make ...
Entity
Categories: Motorcycles
96, Report:
#19357
Posted Date:
Apr 23 2002
HRS USA, Levitz Furniture ripoff billing procedures, scam artists, non listening jerks Wood Dale Illinois and Phoenix
I have been going back and forth with HRS and Levitz for over a year and ended up paying a scammed amount but I will not give up until they pay us back for our hard earned money.
First of all purchased furniture which arrived very much later than told and 3 out of 5 peices dama...
Entity
Categories: Furniture & Furnishings
97, Report:
#19284
Posted Date:
Apr 22 2002
HRS--Household Retail ServicesHRS USA (Household Retail Services) Unethical, nonsensical, unreletting, unfair, unnecessary, ripoff late charges added to my payments. Wood DaleCity of Industry California
I purchased a motorcycle from a local dealer, Woods Fun Center, here in Austin a couple of years ago. Had I known anything about this financing company, HRS, and it's business practices I would have reconsidered my decision.
I stumbled onto THIS site hoping to find HRS online ...
Entity
Categories: Sporting Goods
98, Report:
#19261
Posted Date:
Apr 21 2002
Best Buy - HRS USA Late Fee Ripoffs consumer rip-off fraud Baltimore Maryland
This company appears to have created a formal process to hold payments until they are considered 'late' and only then apply the payment to the account. Although my bank shows the payment clearing my account on April 1st, HRS did not apply the cash to my account until the 11th - 1 d...
Entity
Categories: Audio & Electronic Retail Stores
99, Report:
#19185
Posted Date:
Apr 19 2002
HRS USA/Best Buy These crooks are consumer fraud ripoff artists by performing fradulent billing practices. Wilmington Delaware
I had a delinquent account that I was trying to pay off and ran into several issues:
1) The 800 number for customer service is a joke. Either the caller only gets a menu or gets dropped off the line. There has been one instance where I got through to a 'live' rep.
2) I made t...
Entity
Categories: Credit & Debt Services
100, Report:
#19158
Posted Date:
Apr 19 2002
HRS USA ripoff City of Industry california
We purchased a computer through Best Buy , financed it through their affiliate HRS USA because of their offer for one year free of interest. We have made regular on time payments for several months. Our most recent payment was returned by the postoffice stating the stamp was ripped....
Entity
Categories: Audio & Electronic Retail Stores