1, Report:
#1233750
Posted Date:
Jun 05 2015
Combined Insurance Company of America Combined Insurance Combined Insurance is the worst Company as far as harrassment, Bullying, and Structured around Manipulation and Lies! DOES NOT CARE ABOUT YOUR PRIVACY Washington Nationwide
I worked for Combined Insurance for several years and learned a lot of good things from my earlier years. As soon as the sompany was bought out by ACE Limited and was taken over y Ralph Gaudio, things went down hill quickly. They teach deception, manipulation, and how to sell insura...
Entity
Categories: Sales People
2, Report:
#1061983
Posted Date:
Jun 25 2013
Combined Insurance Company of America Deceptive / Misleading Scranton Pennsylvania
When I purchased this policy in 2004 I was told it covered any injuries at work or home and paid for days lost . I now find out that it doe's not cover any preexisting conditions !!
Entity
Categories: Insurance Companies
3, Report:
#515635
Posted Date:
Jan 08 2013
COMBINED INSURANCE COMPANY OF AMERICA COMBINED INSURANCE COMPANY SELLS FRAUDULENT INSURANCE POLICIES - BEWARE!!! glenview, Illinois
COMBINED INSURANCE COMPANY SOLD CANCER AND INDEMNITY INSURANCE POLICIES IN MY (NOW DECEASED) SON'S NAME, AND WHEN HE WAS DIAGNOSED REFUSED TO PAY BENEFITS AND KEPT THE PREMIUMS. I SUED THEM IN FEDERAL COURT (JUDGE JONKER GRAND RAPIDS, MI), THIS JUDGE OUTRAGEOUSLY DISMISSED THE...
Entity
Categories: Attorney Generals, Insurance Companies
4, Report:
#331907
Posted Date:
Jul 05 2012
![](https://www.ripoffreports.com/report-images/45*34/docs/aa8215b9-1f0f-4bbc-8e59-606282f62d2e.png)
Combined Insurance Company Of America Don't become an agent of this company! Louisville Kentucky
I interviewed in the city where I live with the District Manager and Regional Manager at a Hotel. They told me that I would be selling their insurance policies to new and existing policy holders. They told me the income figures for agents at each level of the organization. They w...
Entity
Categories: Insurance Agencies
5, Report:
#100457
Posted Date:
May 01 2012
Combined Insurance Company Of America CICA Employees May be Guilty of Breaking the Law while following Company Practices Esablished for Years Chicago Illinois
All the employees of CICA need to know that they MAY be guilty of breaking Federal laws and could go to Federal prison. See below what you, too, could be charged with and what this may mean to all of you:
Conspiracy to Defraud the Government All you have to do is put phoney man...
Entity
Categories: Insurance Companies
6, Report:
#453725
Posted Date:
Oct 13 2011
Combined Insurance Company Of America The biggest waste of 1.5 years of my life; don't waste your college education or time here!! Lewisburg Pennsylvania
I've read many of the reports about Combined Insurance Company, and feel compelled to contribute my own. I worked for the company from August 2007-January 2009 and I can say without a doubt, it was the most unpleasant, soul-sucking experience of my life.
Straight out of a very e...
Entity
Categories: Insurance Companies
7, Report:
#780363
Posted Date:
Sep 23 2011
Combined Insurance Company of America Lies, Lies, Lies Wenatchee, Washington
Honest people need not apply. If you are new to Sales, beware. Read the posts for this company, I wish I would have known about them before going through this. Take these internet flames for a grain of salt...but I read just about everyone of these reports...and my experience was si...
Entity
Categories: Insurance Agencies
9, Report:
#272961
Posted Date:
Sep 11 2010
Combined Insurance Company Of America (CICA) lie, liars, misleading, twisting, conning, scamming Salem Oregon
I am/was a combined insurance employee, I say am/was because as I am writing this I am preparing to resign from the company tomorrow morning. When I was contacted by Combined from my resume on monster.com I was offered an amazing career with benefits and income beyond what I had ev...
Entity
Categories: Insurance Companies
10, Report:
#344467
Posted Date:
Jun 23 2010
Combined Insurance Company Of America - Wayne Hein - Charlie Wolf LIES, FALSE PROMISES, D**K HEADS! Roanoke Virginia
To any and all who may be thinking about a career with Combined I strongly urge you to rethink! It is in your best interest! Do not believe the lies and false promises they tell you in the interviews. I have been there, none of it is true. However, if you do want to be hassled and...
Entity
Categories: Insurance Companies
11, Report:
#102895
Posted Date:
Mar 23 2010
Combined Life Insurance Company Of New York Aka CLICNY Former CLICNY Employee speaks out ripoff Triple Cities New York
I have been reading through these reports and I want everyone to know that things are exactly the same here in NY. Though we are part of Combined Insurance Company of America, NYS law says we must be incorporated as a seperate entity. Anyway.....
I applied for the job after ans...
Entity
Categories: Insurance Companies
12, Report:
#280939
Posted Date:
Nov 28 2009
Combined Insurance Company Of America Corrupt executives make for an unproductive sales force Chicago (HQ) Conway (District Office) South Carolina
Wow! It seems as though Combined is the same everywhere. I think you'll find my story oddly familiar. I actually made it to my six month mark with combined. I achieved my Accident Emerald, and was cheated out of it because of a bogus cancellation rate. But I digress!
I was c...
Entity
Categories: Insurance Companies
13, Report:
#427902
Posted Date:
Oct 23 2009
COMBINED INSURANCE COMPANY OF AMERICA WON'T PAY CLAIM FOR MY ACCIDENT POLICY CHICAGO Illinois
I filed a claim with combined insurance on my accident policy, Dec.30th,2008 for an injury I incured after falling off a ladder while working on my house.
I'm a self-employed construction worker and bouhgt an accident policy on Sep.1998,to help with bills in case of an unexspecte...
Entity
Categories: Attorney Generals
14, Report:
#505509
Posted Date:
Oct 07 2009
COMBINED INSURANCE COMPANY OF AMERICA DO NOT WORK FOR COMBINED INSURANCE chicago, Illinois
I have a few things to say about Combined Insurance. I will say the people I worked with didnt seem as bad as some of the other people mentioned on this site. But I will tell you what happened to me; as it was very similar to what happened to other people.
I...
Entity
Categories: Insurance Agencies
15, Report:
#475838
Posted Date:
Aug 03 2009
Combined Insurance Company Of America Shady, Shady, Shady PittGlenview Illinois
Like most of you who got the call I did too. I had posted my resume on Monster and received a call from a Fortune 500 company interested in hiring me. I was excited to say the least. Curious thought was that I had no experience that would lead me to comprehend why a Fortune 500 comp...
Entity
Categories: Cult
16, Report:
#382603
Posted Date:
Jun 15 2009
Combined Insurance Company Of America Rip Off Trick Scam Cult Calgary Alberta
I just wanted to say that Combined Insurance is an EXTREMELY unethical company, that promotes high pressure sales and a LACK of RESPECT for other human beings. There is NO Human Resources, there are NO ethics. It is like a cult because every manager, directory and agent regurgitat...
Entity
Categories: Insurance Companies
17, Report:
#221441
Posted Date:
Sep 17 2008
Combined Insurance Company Of America Trying to quit, but they won't let me Ripoff Minot North Dakota
I wish I had read the other rip-off reports on Combined Insurance about two months ago, when my exciting experience with CICA started. I was told I would be mainly dealing with current customers, helping them file claims, collecting premiums, and very rarely- selling to new faces. I...
Entity
Categories: Sales People
18, Report:
#368492
Posted Date:
Aug 31 2008
Combined Insurance Company Of America Racism, Sexism, Descrimination and Harrassment Chicago Illinois
I worked for Combined Insurance for over two years and had success as a sales manager. Thie compnay seems great on the outside but they are far from ethical from my perspective and experience.
They recruited me from an online resume poster site, and I interviewed immediately. I...
Entity
Categories: Sales People
19, Report:
#340533
Posted Date:
Jun 16 2008
Canadian First Financial, Inc And Combined Insurance Company Of America Award Claim Notification Don Mills Ontario Canada
I want to report a similar scam as others have written regarding an award of a large sum of money ($100,000) after paying a minimal Canadian tax for non-Canadians ($7,475).
The offer seemed too good to be true and I want to thank others that posted.
My claim came with a check ...
Entity
Categories: Miscellaneous Companies
20, Report:
#99592
Posted Date:
May 16 2008
Combined Insurance Company Of America Largest District Manager EVER in the company fired, then sued by the company, then had arrested for standard company practices. Chicago Illinois
Starting with Combined Insurance Co. in 1975, I soon became the most successful and the largest (both with manpower and premiums) ever in the company, which I personally funded with no help from the cheap company (except for the last 2 years, and then very minimal help).
In 1998,...
Entity
Categories: Insurance Companies
21, Report:
#280501
Posted Date:
Oct 24 2007
Combined Insurance Company Of America Everyone prior isn't far from the truth Chicago, Illinois
Typical career with combined insurance from recruitment to agent to sales manager.
Prospective agent is contacted by a company rep after their resume has been found on the internet. A date and time is set to attend a Seminar. During the seminar you learn a brief history of the ...
Entity
Categories: Insurance Companies
22, Report:
#3996
Posted Date:
Sep 05 2007
GE CAPITAL CORPORATION AND COMBINED INSURANCE COMPANY OF AMERICA
IT MIGHT BE OF INTEREST, A MASSIVE CLASS-ACTION LAWSUIT HAS BEEN FILED IN TAMPA FEDERAL COURT, UNDER RICO, AGAINST THE ABOVE MISCREANTS FOR CANCELLING OUT 1100 ELDERLY PEOPLE, NATIONWIDE, UNDER A POLICY WHICH PURPORTED TO OFFER LIFETIME COVERAGE.
THEN, I FOUND OUT THEY HAD ME S...
Entity
Categories: Health Insurance
23, Report:
#265182
Posted Date:
Aug 04 2007
Combined Insurance Company Of America Post Resignation Blues Chicago Illinois
Well, I must say...even after the successful four years with Combined and all the money I made them....they manage to rip me off after my resignation...nothing like backdating another person's termination date so that they can charge me back for their cancelled policies...that is di...
Entity
Categories: Insurance Companies
24, Report:
#94015
Posted Date:
Jun 10 2006
Combined Insurance Company Of America The Franklin Close and Combined Insurance - why work? Ripoff Chicago Iowa
Any sales agent worth their commissions needs to understand what their getting themselves into by working with Combined Insurance.
The first incentive when interviewing with CICA is that they pay for your training, both licensing and sales. This is true, strike one for the posit...
Entity
Categories: Insurance Companies
25, Report:
#101876
Posted Date:
Jun 05 2006
Combined Insurance Company Of America I thought I was going to work for a reputable company until I got out in the field Chicago Illinois
I thought I was going to work for a reputable company until I got out in the field. I spent 1 week in licensing school and then 2 weeks in sales training school. I had the required PMA(positive mental attitude) and a desire to do my best. Then I got out in the field and now I am v...
Entity
Categories: Insurance Companies