1, Report:
#1020318
Posted Date:
Feb 26 2013
John McMillion Johnny Multiple loans without permission to family members home Porter Ranch , California
Johnny McMillion of Majestic Mortgage Company took over 12 loans on property by committing Identity theft, and resaling property without permission, he uses, Option ONe Mortgage Company Also. My family member was unaware of the 12 loans which were taken out on his proper...
Entity
John McMillion
Categories: Mortgage Brokers
2, Report:
#949666
Posted Date:
Jan 10 2013
Homeward Residental AHMSI, Option One Mortgage Company- threatening to make us pay our entire loan amount at one time. we have been making extra payments, they won't accept them unless they are full payments, threatening foreclosure, wil Coppel, Texas
We have been underwater with out loan, I'll admit that. We have had some health issues, and our business faltered. We are doing better now, and have been making mini payments in between regular payments. We are between 2 & 2 1/2 months behind. They a...
Entity
Homeward Residental
Categories: Mortgage Companies
3, Report:
#794372
Posted Date:
Sep 27 2012
American Home Mortgage Servicing Inc Option One Mortgage Company, T.D. Service Company, U.S. Bank National Association, Structured Asset Securities Corporation Fraudulent Foreclosure, Fraud, uncooperative, Mortgeage reform, Coppell, Texas
American Home Mortgage Servicing, Inc. is taking over where it's predecessors (O.O.M.C.) left off with scamming homeowners. I was engaged with the company for a loan modification which actually turned out to be nothing more than a refinance contract. Re-Capitalization of the loan ad...
Entity
American Home Mortgage Servicing Inc
Categories: Miscellaneous Companies
4, Report:
#451226
Posted Date:
May 13 2009
American Home Mortgage Servicing, - AHMSI, OOMC, Option One Mortgage Company DOUBLED PAYMENTS ON NON-ARM LOAN & TO ATTEMPT FORECLOSURE Dallas Texas
We are a family of three handicappers, two on the title, one on the loan. In Texas, we are not required to pay property taxes until we die or sell the home, so that, as permanently disabled with a fixed-income, we cannot lose our home simply because of ever-increasing taxes. Amer...
Entity
American Home Mortgage Servicing, Inc.
Categories: Mortgage Companies
5, Report:
#347645
Posted Date:
Jul 05 2008
Option One Mortgage Corporation predatory Lender, Shading dealings, untrustworthly, uncooperative, harrassing phone calls Irvine California
OPTION ONE MORTGAGE COMPANY is owned by H & R Block. They are predatory Lenders meaning that they go after those who really need to refinance their mortgages now. They make promises then they do not deliver. We refinanced our home and specificatly requested a FIXED interest rate. We...
Entity
Option One Mortgage Corporation
Categories: Miscellaneous Companies
6, Report:
#344659
Posted Date:
Jun 26 2008
Option One Mortgage Company Screwed in Indiana by Option One OOMC Wells Fargo Fresno California
Well where do I begin. We bought a home paid on time for 2 years and on the 25 month the rate went from 6.75% to 11.50% over night. Yea where one of those suckers who got a crappy loan. But even after we hung in there and lost everything we managed to sell the home. For what was owe...
Entity
Option One Mortgage Company
Categories: Miscellaneous Companies
7, Report:
#344090
Posted Date:
Jun 25 2008
Wells Fargo Bank NA Trustee For Asset Backed Certs, El Paso County Public TrusteeWells Fargo Bank NA Trustee For Asset Backed Certs, El Paso County Public Trustee, Castle Meinhold Unlawful foreclosure Colorado Springs Colorado
First off, my thanks to Rip-off Report for providing an avenue for consumers to air their grievances. Unfortunately my story is not unlike many others. I file this complaint because without consumers standing together against injustice we will never be heard. In 2006 I took out a...
Entity
Wells Fargo Bank NA Trustee For Asset Backed Certs, El Paso County Public Trustee, Castle Meinhold
Categories: Mortgage Companies
8, Report:
#343138
Posted Date:
Jun 23 2008
Option One Mortgage Company Will not refund earnest money Irvine California
I recently put a contract on a house that was a foreclosure and is owned by option one mortgage corp. I signed a contract and put $500.00 earnest money on the contract. Needless to say the house is in alot worse shape than originally thought and my finance company would not financ...
Entity
Option One Mortgage Company
Categories: Mortgage Companies
9, Report:
#341747
Posted Date:
Jun 18 2008
Option One Mortgage Company, Wells Fargo predatory lender Irvine California
This predatory lender pulled all the stunts you have ever heard of on me. They refused to take payments, then charged late fees; taking me to forclosure even though all property taxes were paid-which was one of their original reasons. Also they were hard to reach and did not retur...
Entity
Option One Mortgage Company, Wells Fargo
Categories: Court Judges
10, Report:
#336322
Posted Date:
Jun 02 2008
Option One Mortgage Company PLEASE CONTACT ME IF YOU ARE IN A SIMILAR SITUATION Irvine California
Due to the economic hardships in Florida right now my husband and I have fallen behind on our payments. Before we started to fall behind and realized our hardship could possibly affect our mortgage, we contacted Option 1 to remodify our mortgage. We started to contact them in Novem...
Entity
Option One Mortgage Company
Categories: Miscellaneous Companies
11, Report:
#336177
Posted Date:
Jun 02 2008
Option One Mortgage Company Contacted Option One for Pay Off to do a Reverse Mortgage they refused and waited 30 days and filed Foreclosure. Tacked on $16,000.00 then wanted me to redo mtg, with them to keep my home. Irvine California
Last October 27,2007 my Mother who lived with us and contributed 50% of the income to the household passed away. She was also on the note and mortgage along with my husband and I. We were up to date on our payments and the next payment was due on November 1, 2007. I called them afte...
Entity
Option One Mortgage Company
Categories: Attorney Generals
12, Report:
#295359
Posted Date:
Mar 03 2008
Option One Mortgage Company BEWARE they will try to scam you for your property Los Angeles Irvine California
This mortgage company pretends to want to help us with our two late payments but they continually try to do everything to attain your property. Although since being with this company we were never late until recently due to an on the job accident which cause us to fall behind on pa...
Entity
Option One Mortgage Company
Categories: Mortgage Companies
13, Report:
#271914
Posted Date:
Mar 03 2008
Option One Mortgage Company Rip off mortage Irvine California
This company has cause more grief for my husband and I, we too have a mortage with Option One. We have falling behind in our mortgage payments, due to medical bills (husband was diagnose with cancer) we had no choice but to file bankruptcy, to save our house and autos. During the ti...
Entity
Option One Mortgage Company
Categories: Mortgage Companies
14, Report:
#263048
Posted Date:
Jul 25 2007
Option One Mortgage - Wells Fargo ripoff option one mortgage sold note to wells fargo Port Jervis New York
Option one mortgage company never informed me that they sold the note to wels fargo. I fell into trouble I was scamed out of my home by a schame orchestestrator. Option one mortgage negotion was with this group. That actted as atterny for wels fargo. The mortgage was taken out in j...
Entity
Option One Mortgage - Wells fargo
Categories: Mortgage Companies
15, Report:
#198771
Posted Date:
Aug 04 2006
Option One Mortgage Company ripoff all they want is your property Irvine California
okay, i have read all of these ripoff reports about option one, and remarkably, they are all very similar to what i have been going thru with them. all of the phone calls ( 10 - 15 a day ) harrassment, calling my wifes work etc.... we re-financed our home to get a lower rate, and we...
Entity
Option One Mortgage Company
Categories: Mortgage Companies
16, Report:
#17677
Posted Date:
Apr 27 2006
Option One Mortgage Corporation Premier Trust Deed Services ripoff, fruad, unlawful court action, deceptive business practice ripoff liars victimized us ripoff fraud business Irvine California
After falling behind in mortgage payments due to layoffs and company restructuring, Option One had the nerve to file a mortgage default on September 11, 2001. While the rest of the country was in mourning, this company was more concerned with money. A week after receiving the defaul...
Entity
Option One Mortgage Corporation
Categories: Mortgage Companies
17, Report:
#165962
Posted Date:
Nov 27 2005
Countrywide Homeloans Countrywide damaging customer credit and refusing to disclose information. LET'S ALL FILE A CLASS ACTION ripoff Simi Valley California
We are really appalled to see how many of us have complained about Countrywide and how much they can get away with.
It is quite shocking that they are a Fortune 500 company and still considered one of the most admired company in the US!! The company will certainly pay millions in...
Entity
Countrywide Homeloans
Categories: Mortgage Companies
18, Report:
#110923
Posted Date:
Sep 30 2004
Option One Mortgage Company is a rip-off! They violated the TILA law. IRVINE California
To: Donna
Westwood, Massachusetts
Option One did the same thing to my wife and I. Maybe we can help one another. Here is the TILA law;
Section 129(a) of TILA requires creditors offering HOPEA Loans (see section 226.32(c) as a cost disclosure requirement to inform consumer...
Entity
Option One Mortgage Company
Categories: Mortgage Companies
19, Report:
#110682
Posted Date:
Sep 29 2004
Option One Mortgage Company harrassing non-helpful rude uncaring informative Irvine, California
i was doing fine with this company until i had a heart attack in june 2004. i called and as if their was any thing they could so to help me just pay the principal on my account and i was informed no such thing i explained my situation and that i would be out of work for a while and ...
Entity
Option One Mortgage Company
Categories: Mortgage Companies
20, Report:
#85880
Posted Date:
Mar 30 2004
Option One Mortgage ripoff illegal fraud Irvine California
STATEMENT AGAINST OPTION ONE MORTGAGE
December 2003
Peter & Amy Chan found themselves in financial hardship and got behind on December mortgage payment.
January 2004
Around January 8, 2004 we tried to refinance with First Option Home Loan, and the First Option Home Loan,...
Entity
Option One Mortgage
Categories: Mortgage Companies
21, Report:
#71010
Posted Date:
Nov 09 2003
Option One Mortgage Company ripoff Added fake escrow accounts to BOTH my first and second mortgages Any company who cannot fix their own mistakes in a timely fashion, is NOT a good company. Irvine California
We closed our loans for a first and second mortgage with WMC Mortgage Corp. on September 28,2003. At closing we signed papers stating we were going to take care of our escrow (taxes & insurance) ourselves. We paid our homeowners insurance in full, and paid no monies towards an esc...
Entity
Option One Mortgage Company
Categories: Mortgage Companies
22, Report:
#63948
Posted Date:
Jul 17 2003
Option One Mortgage Company ripoff outlandish ripoff late fees Irvine California
About two years ago we were late on a payment due to becoming disabled. Our checks were returned by Option One and we were told that we would have to pay penalty charges and the payment would have to be by certified check or money order. (We have never submitted Option One a bad c...
Entity
Option One Mortgage
Categories: Mortgage Companies
23, Report:
#63908
Posted Date:
Jul 17 2003
Option One Mortgage Company Deceptive Mortgage Practice to Obtain Property dishonest ripoffs deceptive company Irvine California
In November of 2002 I was late with my mortgage, so I paid all three months in January which included November, December, January. I did not hear from them at all. The end of February I receive a certified letter by regular mail stating my home was up for foreclosure.
When I call...
Entity
Option One Mortgage Company
Categories: Mortgage Companies
24, Report:
#51676
Posted Date:
Apr 05 2003
Option One Mortgage Company ripoff dishonest fraudulent Irvine California
This company is a nightmare to deal with. I contacted them back in August of 2001 to inform them that the mortgage has been forged and their legal department told me there is nothing we can do just pay it.
It is now April of 2003 and still nothing has been done. I called and f...
Entity
Option One Mortgage Company
Categories: Credit & Debt Services