I used to watch the eHarmony commercial and think they were such a nice platform to meet someone. They turned out to be ridiculous. They sent debt collectors to try and get money from me after I attempted to cancel their service. I had better luck with okCupid or Tinder. Do not fall for this shady company that tries to ruin people's credit when they don't find a match. It's not worth sacrificing a credit score just to possibly meet a person online. Nobody should be asked to take that kind of risk. I think that this behavior of using the credit system to punish people for not wanting to receive low quality dating services is childish and stupid.