Tamberlyn
Akron,#2Consumer Comment
Thu, June 16, 2005
While I agree that it was irresponsible for the Circuit City employee to not check the ID of the person using the card, the blame does not rest solely on him or her. Your card was stolen. Were you aware that it was stolen at the time these purchases were made, and if so, was it reported as stolen? Apparently not since the sales went through. While I don't claim to be a credit card expert, I think that the "not responsible for charges made with a stolen card" applies after it's reported stolen??? Many years back I had a card stolen, and although I discovered it within an hour, a charge had already been made and I was responsible for that charge since it was made before the card was reported as being stolen. So if this card was not reported as stolen, I don't think the entire responsibility lies with Circuit City.
Tamberlyn
Akron,#3Consumer Comment
Thu, June 16, 2005
While I agree that it was irresponsible for the Circuit City employee to not check the ID of the person using the card, the blame does not rest solely on him or her. Your card was stolen. Were you aware that it was stolen at the time these purchases were made, and if so, was it reported as stolen? Apparently not since the sales went through. While I don't claim to be a credit card expert, I think that the "not responsible for charges made with a stolen card" applies after it's reported stolen??? Many years back I had a card stolen, and although I discovered it within an hour, a charge had already been made and I was responsible for that charge since it was made before the card was reported as being stolen. So if this card was not reported as stolen, I don't think the entire responsibility lies with Circuit City.
Tamberlyn
Akron,#4Consumer Comment
Thu, June 16, 2005
While I agree that it was irresponsible for the Circuit City employee to not check the ID of the person using the card, the blame does not rest solely on him or her. Your card was stolen. Were you aware that it was stolen at the time these purchases were made, and if so, was it reported as stolen? Apparently not since the sales went through. While I don't claim to be a credit card expert, I think that the "not responsible for charges made with a stolen card" applies after it's reported stolen??? Many years back I had a card stolen, and although I discovered it within an hour, a charge had already been made and I was responsible for that charge since it was made before the card was reported as being stolen. So if this card was not reported as stolen, I don't think the entire responsibility lies with Circuit City.
Tamberlyn
Akron,#5Consumer Comment
Thu, June 16, 2005
While I agree that it was irresponsible for the Circuit City employee to not check the ID of the person using the card, the blame does not rest solely on him or her. Your card was stolen. Were you aware that it was stolen at the time these purchases were made, and if so, was it reported as stolen? Apparently not since the sales went through. While I don't claim to be a credit card expert, I think that the "not responsible for charges made with a stolen card" applies after it's reported stolen??? Many years back I had a card stolen, and although I discovered it within an hour, a charge had already been made and I was responsible for that charge since it was made before the card was reported as being stolen. So if this card was not reported as stolen, I don't think the entire responsibility lies with Circuit City.