- Report: #1093923
Complaint Review: CITIMORTGAGE - O'FALLON Missouri
Reported By:
HOMEOWNERS D&L -
Twentynine Palms, California,
Submitted:
Updated:
-
Author Not Confirmed
Why?
CITIMORTGAGE
1000 TECHNOLOGY DRIVE O'FALLON, 63368 Missouri, USA
Phone:
(888) 217-1922
Web:
WWW.CITIMORTGAGE.COM
Categories:
Business Rating:
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CITIMORTGAGE CFO Gerspacht, and Yesenia Soto, Bernice L Payne, DeJuan Shealey, and others of the Homeowner Support Specialist Group & Executive Response Unit and acclaimed Legal Org FIVE STAR Unlawful lender practices O'FALLON Missouri
Report includes and is certainly not limited to the ongoing and unlawful process of conducting a foreclosure on a property they do not own (unlawful foreclosure), in addition to prevailing failure to protect vital mortgage and/or promissorry note wet-ink documentation, charging for unitemized and falsified investigative and legal services that are never actually conducted, multiple verifiable accounting failures to document all credit and debit entries for the ledger and negligent records and missing entries for major and key payments and failed efforts to honor reinstatement conditions despite borrowers' adherance to the planned schedule of credit and apprpriate account default resolution as promised. Then, putting the borrowers in a position as the perpitrators for the default retained by the conduct of all departments involved attempting to conduct a fault ridden set of fees, legal charges, and interest payments added to an already under-water mortgage balance previously over-ionflated through a suspicious modification process in 2011, verified by the Idependant Foreclosure Review Process by the Root Consulting organization.
The borrowers', forced to gain assistance through outside assistance vehicles still in forward and proactive results for reinstatement or prinicple reduction efforts, were responded by the lender and their alleged service companies (Five Star $ Sage Point) entering the required procedures reserved for the legally authorized owner or service company holding the complete set of promissory and mortgage notes signed by the borrower(s) in the original purchase of the property, moving forward with the foreclosure proceedings and fully intend to harm the borrowers with the homelessness and certain assurances for life threatening results for the family affcted by the afirmable terrorist motivated acts consistantly and constantly presented in the actions of any and all representatives of the Homeowner Assistance and Executive Review Units of Citimortgage, Five Star & Sage Point organizations under the cover of rationalized (yet to be verified) legal position and alleged ownership of the interest in the property they are in the process of stealing from the homeowners..
Upon the borrowers' own efforts to resolve the servicers' multi-disfunctional staff and conduct, gaining pre-approval status for reinstatement through an outside organization, only then proiceeded with their unverified and potentially illegal foreclosure process and are trying to sell the property at auction before reinstatement is completed, denying the homeowners' the opportunity to mintain their home and violating state and federal law by trampling on nearly every one of the latest California Homeowners' Bill Of Rights throughout the entire process.
1 Updates & Rebuttals
D W B
Twentynine Palms,California,
Keep Your Home California May Have saved the day!
#2Author of original report
Fri, February 07, 2014
Finally, it appears we have saved our home but we had to use an outside agency that is recommended by the California Free Legal and California State's Attorney General websites. I'll report back when it is all finalized which may have already been done, just need to verifyu everything has gone through and we can pick up where we left off in November of 2011 when we became in default on our home loan. Federal funds regulated and distibuted through the
Keep Your Home California organization are awarded to California residents struggling to keep their home due to a hardship and many qualify for assistance. I guess we finally qualified and met the requirement because we received a letter of award and received a call from the org saying we are qualified - now we just need to hear it from Citimortgage and of course they are not answering e-mail, so I am calling to verify its over today. I'll kep everyone posted here.
Wish Us Luck and Give a Prayer...It does help sometimes, or so it seems. Cheers! D B
