I went to sign up for creditkarma.com even though my husband and I have been married for over 10 years (in which I changed my name 2 weeks after) have owned & sold 3 houses, 4 cars, had 3 kids, have 5 credit cards, 4 banks accounts they could find no "credit history" on me.
I contacted them via thier online form and was told that the infomation on my account must be worng... it was not. Then I was told that my name must not be on anything... it is on everything. Then they tried to say that my husband was the only person authorized to contact them about my account... um no.
Through a different service I know what my credit score is along with everything on my credit history. Creditkarma just didn't bother to actually pull the info. When I asked for my account to be closed they told me no since I had to complete the process... all info (SS #, address, name etc) was accurate..... it's been my info for 30 years (11 as a married women).
It's all a scam to get your info.