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Health Insurance Innovations/Coordinated benefit plan Companion Life Insurance Co., Beechstreet. I paid premiums, they paid claims now they want their money back.. Tampa, Florida
I bought a short term medical insurance plan through Health Insurance Innovations on 3-29-12 because I was out of work and thought that this would be a good fill-in until I found work. Sadly on April 2, 2012, I had a problem swallowing and immediately went to my local Doctor. He put me on some meds, thinking it was irritation.
Two weeks later, I couldn't swallow water. I called and set up an EGD at local hospital. After three scopes, it was found out that I had Esophageal Cancer....at 54. This insurer was denying all my claims initially saying they were under investigation for pre-existing condition.
I called them several times, and finally they started to make payments on claims. I paid my ded, and oop. Today I received a call from local hospital stating that the Insurer wants all their money back. I am totally devastated. They haven't acted in good faith since day 1. I never had symptoms until 4-2-2012.