just checked my credit karma report and noticed a new charge , a strange charge of 545.00. I have no idea what this is and have never went to the er in jacksonville ? so this is very false and concerning. when i tried to look the name up that reported this charge i called the number which was provided and it was disconnected. this has greatly harmed my credit. and is concerning to me that a false report can and has been made that is effecting my life. please help