in 2005 i enrolled with kaplan online recieved financial aid ect. I could not attend because the programs they offered never seemed to work needless to say i failed. So determined to recieve my degree i enrolled to kaplan on campus in bakersfield. In 2008 i returned to casper wy for the holidays. the weather was a blizzard and i could not return for the beginning of my next class. i was informed by the instructor that they were no longer offering the course i would need to attend online. i cant due to the fact i didnt pass the first time. now i owe 35,000 dollars loans are in default im being garnished and have no degree HELP