Nikki
Coconut Creek,#2Consumer Suggestion
Tue, December 04, 2007
First let me say I am sorry to hear of your disabilities. If you are unable to make your mortgage payments due to an ARM loan that adjusted to the higher rate, then hopefully help may be on the way. If that is not the case, you will probably not be able to just lower your payments from here on out. Some mortgage companies will work with you if you are having trouble making a payment, but I doubt they will work with you if you cannot meet your mortgage payment from here on. You either need to refinance or sell your home. There may be other options for you, but asking your mortgage company to lower your current payment from now on is probably not going to happen. Wish I had better news for you.