The Better Business Bureau is warning homeowners to be aware of the latest scam designed to get you to pay upfront mortgage assistance costs of as much as $5,000. This new crop of foreclosure and modification "help" is masking itself as the nation-wide "mass joinder" lawsuit against mortgage companies.
Homeowners receive letters promising a loan modification, foreclosure stoppage, cash settlement, lien stripping, or even free and clear title. Do not fall for this--it is merely a way for firms to get around the laws prohibiting the collection of upfront fees for mortgage modification help. Under the federal guidelines, this service is supposed to be free, with no up-front fees. Remember that good, free help is available, so don't' fall for rescue scams.
Rivera Document Processing, LLC are helping people like you, every day when their bank and loan servicer wont.
There are still a lot of banks and loan servicers that will not help you or you go through their whole process to find out months later you don't qualify for a modification. Remember the banks and loan servicers are going to get there money and then some regardless if they do a loan modification, foreclosure or short sale. If your bank or servicer will not help you, your next step is to do a Mortgage Securitization Audit.
Sometimes you do have to take matters in your own hands and do your own do diligence or hire a professional. Rivera Document Processing can help you by preparing the proper paperwork to find out if your lienholder is under investigation. And if so, what your rights and options are. Remember 80 to 90% of all mortgages in the United States that were issued from 2008 through 2011 have violations in their bank mortgage documents. It’s smart to get a forensic loan audit done on all your documents to see if yours has violations that will help with any mortgage problems you may be facing.
Helping homeowners' with concerns with their lenders practices leading to; foreclosure and foreclosure fraud. The complete Mortgage Securitization Audit allows us to see your unique scenario and to determine if we fight foreclosure, create the leverage for a loan modification or if the results warrant; challenge your lien altogether with a court ready Quiet Title Action.
Our Refund Policy
If we go through your mortgage documents and find there is nothing wrong with it and we are unable to help you, we will refund 100% of your money for the initial investigation. There is no reason to keep your money if there is nothing we can do. Therefore, all moneys collected as far as the initial investigation is guaranteed to be 100% refunded in the case that we are unable to proceed with the investigation.