Complaint Review: Robert J. (Bobby) Berrellez - Mission Hills California

Again, Mr. Brown doesn't even bother to check which pseudonym he's using that day. Check it out...the original post he uses one name, the response to my rebuttal, he uses another, without skipping a beat!

Michael Banks is one of the FAKE NAMES he uses as one of his FAKE directors of his ONE MAN operation. This cheat creates false companies with fake people at various positions of management. "Michael BANKS" was the name under which he kept his pay pal account. Get it?..."Banks".....

I fully implore Mr. Brown to bring all documentation he has to support his claims. I too have plenty of documentation...showing over 30 dba's of shell companies...everything from carpet cleaning to loan mods. This man does nothing for a living except try to scam EVERYONE.

If I am wrong, then why are the FOUR business people who were introduced to me by Mr. Brown still doing business with ME....and NOT Mr. Brown? These people will ALL attest to the type of person he is. 

Robert Berrellez

Typical eyewash by a hustler with a long history of ripping people off.  Not worth the time to take apart all the false assertions made by this scam artist.  As counsel in this matter, I will gladly provide a detailed analysis of the original complaint.

Let me begin by stating that I nor anyone in the firm for which I work has ever heard of anyone named TJ Ryan from Santa Monica California or anywhere else.

This posting was made by a person known as Earl Brown of Santa Barbara. Mr. Brown, it has come to our attention, has over 20 internet dba's for businesses stretching from Loan Modification, Lead Generation, and even Chiropractic Care. Mr. Brown contacted our office promising instant marketing success due to his work with sales groups from India and elsewhere. All we had to do was process the sales that would be forthcoming.

The sales from the Indian group did come with credit card numbers, but because the Indian company could only legally charge so much, he wanted our company to charge the credit cards. We refused to charge many of these clients because once we spoke to them, it was clear they had no intention of doing business, but were told that by giving their card numbers, which would not be charged, they could get free information.

Later, when Mr. Brown set up a marketing program with an advertiser, we were to take the calls from the ad, take the credit cards, charge them, and do the modification processing as well. We refused. We told Mr. Brown that we would gladly do the processing of the files, but that since these clients would be signing his service agreements and that he was issuing a money back guarantee, he should be processing the payments as well.

Mr. Brown also wanted our company to charge over $3000 for homeowners with loans under $100,000, and to take clients that lived in mobile homes and trailers....homes not eligible for any of the Federal Modification programs.

When we refused, Mr. Brown threatened to send an email to each of the current clients using his buisness letterhead, saying that he was offering a refund for the asking...knowing that we had previously charged their cards on our merchant account. He also threatened to post negative comments wherever he could on the internet about me.

He then asked for thousands of dollars in order not to send the email. He sent me an email stating that we had taken payment from clients and had not sent him his money. I asked him for a list. The list he sent me was from the Indian company who had forwarded these "sold" clients to us, whom we never charged for lack of interest, or because they did not qualify. I recommended to Mr. Brown that he call those clients to confirm that they did not ever sign on.

I have copies of my my emails with Mr. Brown, detailing these comments made by him, and also have the list of clients, with their contact numbers so that any third party can call them directly to confirm.

My conclusion is that Mr. Brown, who never gave up his home or business address, and who's signatures were different on three different agreements with our company, and who had made-up people listed as agents and administrators on his websites, is simply making good on his promise to attempt a smear of my name when we refused to cooperate in his scheme. Subsequently, I have had an investigator find his home address, his websites and his various dba's.  My attorney is reviewing his actions.

Always be very careful of anyone who makes these types of charges anonymously...and without his/her email address.

J. Robert Berrellez

[email protected]