Stacey
Dallas,#2Consumer Comment
Sat, March 17, 2012
And raise you 20 - they are just scammers. Good luck having this person arrested because they cannot be found!! Just tell them to take a long walk off a short pier into shark infested waters!
Flynrider
Phoenix,#3Consumer Comment
Fri, March 16, 2012
" This is also illegal by what is called a "scare tactic." I know my rights and what is allowed. I can have this man arrested. "
What you appear to be missing is that the person that called was not a collection agency, was not in the U.S. and does not care about the FDCPA. Why? Because he is a scammer. Specifically it is a scammer who has obtained your personal info (most likely when you filled out a loan application somewhere on the Internet) and is trying to frighten you into paying him for a loan that you didn't take out.
These particular scammers appear to be based in India or Pakistan and use untraceable Internet phones for communications. No one will be arresting them anytime soon. Your best bet, if he calls again, is to make him fully aware that you know it is a scam. They usually stop bothering most people when they figure out that they can't scare them out of some money.