This bank continues to come up with every excuse to not give you access to your funds. I made a deposit on a Wednesday, they tell me that I cannot use the funds for for at least five business days. So this means that they will not give me or you for that matter any access until at least 1 week after you have made the deposit. I am filing a complaint with the Arizona Banking Commission and closing my account. I recommend that everyone stay away from this bank as the customer does not come first, they are definitely last in priority.