Does Not Matter
Hurst,#2UPDATE EX-employee responds
Thu, December 08, 2005
I'm an ex-employee (collector) at the NRH location. At the time I worked there, the extension policy was very complicated. You had to qualify under certain criteria. They had a department at that time that decided whether or not to extend your payment. They will not do it for everyone. I still work in the collection industry. Legally, they can call you several times a day, as long as they don't leave a message or make contact. Check the laws in your state as far as collections are concerned. Have you tried to get a refinance with another company? Maybe with your bank? My advice would be to just pay the thing off if you can borrow the money from family or something. That way you won't pay all of that interest on the back end. =) Good luck!