Complaint Review: VICTOR E. HOBBS LAWFIRM - IRVINE California

 THESE LAWYERS SOLICITED US BY MAIL TELLING US TO CONTACT THEM BECAUSE THEY KNOW THAT WE ARE VICTIMS OF PREDATORY LENDING AND UNFAIR BUSINESS PRACTICES. WE FIRST CALLED THE BBB AND THE CALIFORNIA STATE BAR TO VALIDATE THESE LAWYERS AND THEIR CLAIMS. WE CHECKED THE INTERNET CONSTANTLY TO SEARCH FOR ANY NEGATIVE REPORTS OR COMPLAINTS ABOUT THE LAWYERS AT THIS LAW FIRM. I WAS TOLD THAT THEY HAD AN A- RATING WITH THE BBB. THEY HAD 1 COMPLAINT OVER A CONTRACT ISSUE. OTHER THAN THAT I WAS TOLD THAT THEY HAD EXCELLENT REVIEWS AND HAD BEEN IN BUSINESS FOR MANY YEARS WITH NO MALPRACTICE OR LEGAL ACTIONS EVER TAKEN AGAINST THEM.

SO, I CALLED THESE LAWYERS AND FOLLOWED THROUGH WITH EVERYTHING THAT THEY HAD TOLD US TO DO. INCLUDING, THEM TELLING US TO STOP MAKING OUR MORTGAGE PAYMENTS TO BE ABLE TO SHOW A HARDSHIP BECAUSE MY HUSBAND AND I DIDN'T QUALIFY BECAUSE WE MADE TOO MUCH MONEY TO QUALIFY FOR A LOAN MODIFICATION. WE WERE REALLY NERVOUS ABOUT THIS AND EVEN ASKED IF THIS WERE LEGAL? WE DIDN'T FEEL RIGHT ABOUT THIS BUT WE WERE REASSURED THAT THEY WOULD TAKE CARE OF EVERYTHING INCLUDING NEGOTIATING WITH THE LENDER,BANKS, AND SERVICER OF OUR LOAN. THEY EVEN CLAIMED TO BE AFFILIATED WITH THE U.S. GOVERNMENT AND THEY SAID THAT WOULD BE TO OUR BENEFIT THAT THEY COULD GET OUR MORTGAGE PAYMENTS DRASTICALLY REDUCED,LOWER OUR VERY HIGH ADJUSTABLE INTEREST RATE AND EVEN GET US A FIXED INTEREST RATE.

THE FUNNY THING ABOUT THESE LAWYERS SOLICITING US BY MAIL WAS THAT WE WEREN'T EVEN TRYING TO GET A LOAN MODIFICATION. WE WERE ON TIME WITH OUR PAYMENTS AND WERE ONLY TRYING TO REFINANCE OUR HOME LOAN. SO THEY CONVINCED US THAT THEY HAD A 98% SUCCESS RATE IN WINNING LAWSUITS INVOLVING PREDATORY LENDING AND WOULD REPRESENT AS OUR LAWYERS IN COURT IN A LITIGATION CASE AGAINST ALL INVOLVED WITH OUR LOAN FROM ORIGINATION THROUGH THE WHOLE LIFE OF THE LOAN. AND HOLD THE LENDERS ACCOUNTABLE FOR THEIR ABUSIVE AND UNFAIR LENDING PRACTICES. THESE LAWYERS TOLD US THAT THEY HAD NEVER SEEN A LAWSUIT AS POWERFUL AS OURS.

WE GOT NOTHING BUT THE RUN AROUND. ALWAYS BEING TOLD "WERE DOING OUR DUE DILIGENCE" THESE ARE THEIR FAMOUS WORDS! WE WERE TOLD THAT THEY WERE TRYING TO NEGOTIATE WITH THE LENDER,BANKS AND SERVICER. THEY HAD SENT US AN EMAIL TELLING US NOT TO TALK TO ANYONE ABOUT OUR LITIGATION CASE OR THE LENDER,BANKS,OR THE SERVICER. THEY SAID THEY HAD EVERYTHING UNDER CONTROL. THEY CONSTANTLY REMINDED US TO AVOID ANY CONTACT WITH THESE PARTIES OR IT COULD JEPRODISE OUR CASE AND OUR LOAN MODIFICATION. WE DID EXACTLY AS WE WERE TOLD.

 OUR PHONE RANG OFF THE HOOK AT ALL HOURS OF THE DAY AND NIGHT. WHENEVER WE ANSWERED THE TELEPHONE IT WAS PEOPLE WHOM WE COULD BARELY EVEN UNDERSTAND. THEY HAD VERY STRONG ACCENTS WHICH WERE HARD TO UNDERSTAND.WE WOULD GIVE THEM OUR LAWYERS NAME AND FULL CONTACT INFO EVERY TIME THEY CALLED. THEN THESE COLLECTORS WOULD BE VERY RUDE AND THREATENING US THAT WERE GONNA LOSE OUR HOME TO FORECLOSURE. WE ASKED THEM NICELY TO STOP HARASSING US AND CALL OUR ATTORNEYS. WE CALLED THE ATTORNEYS CONSTANTLY AND THEY TOLD US TO ALL TOGETHER AVOID ANY FURTHER CONTACT THEY ARE HANDLING THESE MATTERS. THE CALLS GOT SO BAD THAT THESE CREDITORS WERE YELLING,CURSING,AND THREATENING TO GET US FORECLOSED ON AND EVICTED. THEY EVEN AWOKE MY MINOR CHILDREN IN THE MIDDLE OF THE NIGHT WITH THIS HARASSMENT AND CURSING AT MY CHILDREN. IT JUST GOT WORSE AND WORSE. WE WERE ALL BE AWAKEN BY THESE KINDS OF CALLS. I WOULD CRY AND BEG THEM TO STOP. I FINALLY DISCONNECTED MY HOME PHONE AND TOLD THE LAWYER ABOUT THIS. HE AGREED THAT WAS FOR THE BEST. HE TOLD US NOT TO WORRY THEY WERE GETTING ALL OF THEIR DUCKS IN A ROW TO SUE THEM  FOR UNFAIR DEBT COLLECTING PRACTICES,HARASSMENT AND MANY OTHER VIOLATIONS OF LAW. WE HAD FULLY TRUSTED THEM.

THEN REAL ESTATE AGENTS STARTED SHOWING UP AT OUR HOME TELLING US THAT THEY WANTED THE KEYS TO OUR HOUSE BECAUSE IT WASN'T OURS ANYMORE IT BELONGED TO THE BANK AND THE BANK WANTED US OUT IMMEDIATELY. I WAS WOKEN UP OUT OF A SOUND SLEEP BY THIS AND COULDN'T EVEN FULLY UNDERSTAND WHAT I WAS HEARING. I THOUGHT IT WAS A BAD DREAM. I ASKED HIM WHO HE WAS AND ASKED FOR A BUSINESS CARD WHICH HE SAID HE DIDN'T HAVE WITH HIM. HE CLAIMED THAT HE WAS THERE ON BEHALF OF HIS WIFE WHO REPRESENTS THE BANK WHO NOW OWNS OUR HOME. I JUST BROKE DOWN STARTED CRYING AND COULDN'T STOP. HOW COULD THIS BE?WE HAD THESE POWERFUL LAWYERS WHO WERE SUPPOST TO BE TAKEN CARE OF EVERYTHING. I CALLED THEM RIGHT AWAY AND TOLD THEM ABOUT THIS MAN AND HIS CLAIMS THAT OUR HOME HAD ALREADY BEEN FORECLOSED ON. I WAS TOLD THAT THERE WAS OBVIOUSLY SOME KIND OF MISTAKE AND FOR US NOT TO WORRY.

THEN A LADY SHOWED UP WITH A BIG STACK OF PAPERS TRYING TO FORCE US TO SIGN FOR CASH IN EXCHANGE FOR OUR HOUSE KEYS. WE SAID NO AND SHE GOT REALLY MAD AND RAISED HER VOICE AND THREATENING TO HAVE US FORCEFULLY EVICTED. I RAN GRABBED MY CAMERA AND GOT A PICTURE OF HER WHEN MY HUSBAND WAS TALKING TO HER. HE CALLED THE LAW FIRM OF VICTOR HOBBS AND PUT THE PHONE ON SPEAKER FOR THIS WOMAN TO HEAR FROM OUR LAWYERS THAT WE HAVE A LAWSUIT AND THAT THERE'S SOME KIND OF MISTAKE. UPON HEARING THIS, THE WOMAN LEFT RIGHT AWAY BUT NOT BEFORE I GOT HER PICTURE AND PICTURE OF HER SUV. THE LEGAL SECRETARY TOLD US SHE WOULD TELL THE PARTNERS AT THE FIRM AND RESOLVE THE ISSUE RIGHT AWAY.

THEN WE STARTED GETTING NOTICES BY MAIL AND UNLAWFUL DETAINER ACTIONS FILED AGAINST US. WE FAXED EVERY SINGLE DOCUMENT AS WE RECEIVED THEM AS WE WERE TOLD BY VICTOR HOBBS AND HIS ASSOCIATES. WE FOUND OUT THAT OUR HOME REALLY DID GET FORECLOSED ON AND THEY DID NOTHING TO STOP IT. THEY SURE DID CASH OUR CHECKS AND TAKE OUR MONEY BUT ALL PROMISES MADE BY THEM WERE FALSE. OUR LIVES HAVE BEEN TURNED UPSIDE DOWN BY ALL OF THIS. THE EMOTIONAL STRESS HAS JUST DEVISTATED OUR LIVES. I HAD WORKED FOR A COMPANY FOR 15 YEARS WITH NEAR PERFECT ATTENDANCE,PUNCTUALITY AND THE BEST EVALUATIONS YOU COULD GET.

 THIS STRESS TOOK AN EMOTIONAL TOLL ON ME TO WHERE I HAVEN'T BEEN ABLE TO WORK FOR OVER 1 YEAR DUE TO SEVERE MAJOR DEPRESSION CAUSED BY ALL OF THIS. WE NO LONGER TRUST THESE LAWYERS SO WE ARE PURSUING OUR CASES PRO SE. I WILL NEVER TRUST ANOTHER LAWYER FOR AS LONG AS I LIVE. THEY SHOULD HAVE THEIR NAMES CHANGED FROM LAWYERS TO LIARS BECAUSE THAT'S WHAT THEY ARE.

THEY SET US UP FOR OUR FAMILIES HOME TO BE STOLEN AWAY FROM US.  THIS WAS ALL DONE DUE TO SIMPLE BECAUSE THEY TARGETED MINORITIES BECAUSE OF THEIR HATE. THIS SHOULD BE PROSECUTED AS A HATE CRIME BUT WILL NEVER HAPPEN BECAUSE THIS IS ACCEPTABLE IN OUR SOCIETY TODAY. UNLIKE THEM, WE PAY OUR TAXES,WE WORK HARD, WE DON'T CHEAT,LIE OR STEAL. AND AFTER ALL THEY PUT OUR FAMILY THROUGH, STRESS,HARASSMENT,PERSONAL THREATS ON OUR LIVES AND CELL PHONE HACKING AND SPYING ON US. JUST TO MENTION A FEW...THEY ARE CURRENTLY TRYING TO BULLY US INTO RETRACTING OUR COMPLAINTS AGAINST THEM OR THEY'LL TAKE ACTION AGAINST US. THEY CALL OUR COMPLAINTS UNJUST! I DON'T EVEN KNOW HOW TO TAKE THIS TREAT BEING THAT OUR LIVES HAVE ALREADY BEEN THREATENED AND 1 ATTEMPT BY SOMEONE UNKNOWN AT THIS TIME TO KILL US BY DISCONNECTING MY GAS FROM OUR DRYER AND THANKS BE TO GOD THAT MY HUSBAND RELIZED BEFORE IT WAS TOO LATE. OR IS THIS A THREAT TO STEAL MORE MONEY FROM A FAMILY WHO GETS BY ON ONLY 1 INCOME NOW.  AS IF YOU NEED MORE MONEY?

 YOU NEED TO BE IN JAIL WITH THE REST OF THEM WHO ARE LIKE YOU. I ALWAYS WONDERED HOW YOU KNEW THAT WE WERE VICTIMS? IT'S BECAUSE YOU SET US UP RIGHT FROM THE START. YOU ARE THE PREDATOR. YOU HAD PEOPLE STALK AND HARASS US AND I HAVE PROOF. WE REALLY TRUSTED YOU. YOU SHOULD BE ASHAMED OF YOURSELF EVERYDAY THAT YOU LOOK INTO THE MIRROR. YOU ARE HEARTLESS AND TOTALLY DISHONEST. I HOPE YOU DECIDE TO DO THE RIGHT THING AND RETURN ALL THAT YOU STOLE FROM US OR I WILL CONTINUE TO PURSUE THIS MATTER TO MAKE SURE OUR FAMILY GETS THE JUSTICE THAT IS RIGHTFULLY OURS. I WON'T ALLOW YOU TO TRY TO TURN THIS AROUND AND SAY THAT YOUR'E BEING TREATED UNFAIRLY AND UNJUST BY ME. I WILL ASSUME THAT THAT RIGHT YOUR WRONGS AND IF YOU DO SO,THEN I WILL NOT GO AFTER YOU FOR MALPRACTICE AND MISREPRESENTATION. I HOPE WE CAN MOVE FORWARD AND PUT ALL OF THIS BEHIND US.