I posted earlier this year. I am a 40 year old disabled male with two diabled children. Wilshire is stating I am 1 and 1/2 months behind. I say there computer system missed a payment of mine I give the confirm # they say it does not exist. I am willing to join any lawsuit against this company. I was a big help getting Ameriquest out of business and I will not sit pat until the same happens to Wilshire. That what America is all about freedom from appression.