1, Report:
#60936
Posted Date:
Jan 09 2010
Emerge Providian ripoff credit mess up terrible customer service no web access scam Columbus Georgia
Well, after reading several dozen reports from others I'm feeling much better about my relatively not so bad experience. However, I feel compelled to tell it anyway.
I had a $800 credit card from Providian which was sold to Emerge who promptly double the interest rate to 30 perce...
Entity
Emerge Providian
Categories: Credit & Debt Services
2, Report:
#79658
Posted Date:
Jul 08 2006
Pinnacle Financial Group - Emerge - Providian ripoff ILLEGAL Settlement Practices It seems that they will do and say anything to try and get money. Minneapolis Minnesota
On January 16, 2004 I spoke with a collection rep by the name of Paul Hunter concerning a EMERGE account that CLOSED PROVIDIAN had either sold or transered to EMERGE.
After a long conversation with Paul Hunter, I offered a settlement amount of $1500 dollars to eliminate this accoun...
Entity
Pinnacle Financial Group
Categories: Credit & Debt Services
3, Report:
#195891
Posted Date:
Jun 11 2006
Emerge Providian Credit Card ripoff finance charges even when attempting to settle account in good faith Atlanta Georgia
I have contacted emerge on several occasions after becoming totally disabled to set up agreeable payment arramngements.
I was told to call back that no program was available.
I called back more than once to only be told that if payments were not made by the due date, It would...
Entity
Emerge Providian Credit Card
Categories: Credit & Debt Services
4, Report:
#132115
Posted Date:
Feb 21 2005
Providian - emerge ripoff Atlanta Georgia
I would just like to say the emerge credit card is a total rip off. I have been with them for over 3 years starting out at 19% interest and am now paying 29.99%.
I have never been late on a payment or ever missed a payment. I owe $3,591.52 and am paying a finance charge of $89.1...
Entity
Providian-emerge
Categories: Credit Card Processing (ACH) Companies
5, Report:
#130742
Posted Date:
Feb 09 2005
Providian - Emerge ripoff the rate went up to 29% Atlanta Georgia
I open this account with Providian with low rate about 19% and than I recieved a letter that Emerge took the account and the rate went up to 29% and I pay the bill every month and the bill only goes down a few dollars cause of the high rates they charge. I canceled my card but still...
Entity
Providian - Emerge
Categories: Credit & Debt Services
6, Report:
#126786
Posted Date:
Jan 11 2005
Emerge - Providian Master Card ripoff, fraud, Fair Debt Collection Act violations, abuse, harassment Atlanta Georgia
I was not shocked to see all of the complaints made about Emerge/Providian Master Card. I am also a victim of their abuse.
About three or four years ago Providian mailed me a letter explaining the account was being sold to Emerge Master Card. My Providian account was in good sta...
Entity
Emerge - Providian Master Card
Categories: Credit Card Processing (ACH) Companies
7, Report:
#116856
Posted Date:
Nov 09 2004
Emerge Credit Card Company, Emerge - providian ripoff Columbus Georgia
I make payments every month, pay extra every other month. This balance will not go down. They receive my payment on time and still get charged late fees and over the limit fees. The account has been closed for several years and they will not drop the finance charges or the over limi...
Entity
Emerge Credit Card Company
Categories: Credit Card Fraud
8, Report:
#107482
Posted Date:
Sep 08 2004
Providian / Emerge Illegal Activity Dallas Texas
We had filed bankruptcy and included my providian account, the lawyer sent out freeze account papers to all of our accounts including providian (freeze accounts means just that : no activity allowed on the account until the bankruptcy is cleared) and then the bankrupsty was approved...
Entity
Providian - Emerge
Categories: Credit & Debt Services
9, Report:
#105908
Posted Date:
Aug 29 2004
Emerge - Providian ripoff Columbus Ohio
It's bad enough this company charges an outrageous interest rate of 29.99% but then if you want to pay your bill on line they want to charge you $9.95 to do it and if you call them to pay if you know your payment will be late they charge you! This is the worst company. If I had know...
Entity
Emerge - Providian
Categories: Credit Card Processing (ACH) Companies
10, Report:
#98618
Posted Date:
Jul 13 2004
Providian - Emerge ripoff Atlanta Georgia
Providian arbitrarily switched my account to Emerge.
Emerge interest rates are higher.
Emerge customer service is poor at best. (Once you finally navagate through their extensive automated attendant).
They finally started up a web site for checking your account and paying y...
Entity
Providian - Emerge
Categories: Banks
11, Report:
#95600
Posted Date:
Jun 20 2004
Providian - Emerge ripoff they switched me to emerge three months after I was approved, fastfoward to now and I owe almost a thousand dollars and I have never seen an interest rate on my statments. San Antonio Texas
I joined with a two hundred dollar credit limit,and three months later, they switched me to emerge, because providian was in trouble. I now owe emerge close to a thousand dollars and i have never seen an interest rate on my statments.
Ventura
san antonio, TexasU.S.A.
Entity
Providian - Emerge
Categories: Credit & Debt Services
12, Report:
#94563
Posted Date:
Jun 11 2004
Emerge/Providian ripoff Where are the bills? Duluth Georgia
I can't believe this! I thought there was something fishy going on, but couldn't get any answers.
A company began calling us about a week ago. They asked for my mother and when I informed them she wasn't at home, they hung up. My mother was out of town for a week. Within th...
Entity
Emerge - Providian
Categories: Credit & Debt Services
13, Report:
#93328
Posted Date:
Jun 02 2004
Providian (Aka) emerge ripoff Inter Net internet
My account was turned over to emerge. with out letting me know. i was keeping up with all of my payments. not missing a one. i should have been made aware of the change and given a choice. to pay off or change.
Patricia
Philadelphia, PennsylvaniaU.S.A.
Entity
Providian ( Aka) emerge
Categories: Credit Services
14, Report:
#87214
Posted Date:
Apr 09 2004
Providian Emerge ripoff by going from a low interest rate to 29.97% Columbus Georgia
When I first received the providian card, it had a low interest rate, something like 14%. I had a limit of $2500 and I was doing just fine with paying my bill every month and with no advance notice or good reason, they switched me to emerge which has a really high interest rate of ...
Entity
Providian Emerge
Categories: Corrupt Companies
15, Report:
#61854
Posted Date:
Mar 26 2004
Providian Emerge ripoff deceptive company Internet
Let me tell you a little about my providian experience.
I had a providian card for about 2 years and one day I decided that I was going to try and get the interest rate lowered. I called customer no service and explained to the rep what I wanted and she laughed so hard that I tho...
Entity
Providian Emerge
Categories: Credit & Debt Services
16, Report:
#77272
Posted Date:
Mar 12 2004
Providian, Emerge ripoff dishonest billing, charging me late fees and I am not late on a payment Atlanta Georgia
Providian-Emerge whatever they call themselves are charging me late fees and I am not late on a payment. They call up and are very rude to whoever answers the phone. They don't want to hear your situation but they say they want to help. What a big rip off.
Alice
seffner, Florida...
Entity
Providian - Emerge
Categories: Credit & Debt Services
17, Report:
#83284
Posted Date:
Mar 09 2004
Providian-Emerge ripoff, fraud and lack of ability to admit errors. Atlanta Georgia
We paid off our Providian/Get Smart Card in May or 2002 and were pleased to do so. It was our obligation and our responsibility. Once this card was paid off, we never heard another word from Providian, other that the occasional get a credit card crap you get in the mail.
Mid to ...
Entity
Providian-Emerge
Categories: Credit & Debt Services
18, Report:
#82236
Posted Date:
Feb 28 2004
Emerge/Providian ripoff! The website that we were using to pay our monthly bill doesn't exist anymore. How do we pay? Our credit is getting ruined! Atlanta Georgia
I was shocked to see that I was not the only person getting screwed by the Providian/Emerge thing. I am a soldier in the United States Army. I was stationed in Germany when I received my Providian card.
Shortly after receiving my card, I was deployed to Kosovo. No problem, I...
Entity
Emerge - Providian
Categories: Credit Card Processing (ACH) Companies
19, Report:
#79925
Posted Date:
Feb 10 2004
EMERGE - PROVIDIAN CREDIT CARD ripoff Atlanta Georgia
July 2002 I paid off $2,000(which was more than half of my savings then) of a $4,000 Providan cred card balance, based on Customer Serv confirmation that my account will be reviewed and strong possibility of subsequent reduction of finance charges.
Voila! PROVIDIAN became Emerg...
Entity
EMERGE - PROVIDIAN CREDIT CARD
Categories: Credit & Debt Services
20, Report:
#77468
Posted Date:
Jan 20 2004
Emerge Aka Providian Mastercard ripoff Columbus Internet
i had an account with providian for several years.the next thing i knew they had sold my account to emerge.my balance never goes down even though i pay more than they ask.this company is riping the consumers off.we should do something about this.if we don't nothing will get done.the...
Entity
Emerge - Providian Mastercard
Categories: Credit & Debt Services
21, Report:
#74585
Posted Date:
Dec 09 2003
Providian - Emerge ripoff Atlanta Georgia
I had a Providian account with a $300 credit line. I made a $400 payment (Providian's fees put me over-the-limit). The very same day I received a letter from Providian stating my account had been closed. It was later sold to Emerge. Since Emerge has taken over this account I hav...
Entity
Providian - Emerge
Categories: Credit Card Processing (ACH) Companies
22, Report:
#73852
Posted Date:
Dec 03 2003
Providian Emerge ripoff reduction of credit limit upon transfer and then charging overlimit fees Atlanta Georgia
This is the first I had seen about the increase in interest rates. What Providian had done to my account is to reduce my credit limit just prior to transferring the account to Emerge. As it was the Christmas season I was at my limit on the card. When they reduced the limit, with ...
Entity
Providian/Emerge
Categories: Corrupt Companies
23, Report:
#73345
Posted Date:
Nov 28 2003
Emerge - Providian ripoff Atlanta Georgia
I sure am glad to have found other people in the same situation. I too had a Providian card that was cancelled for no reason and sold to Emerge. I recently ran a credit report and found, although I have not received any corespondence from Emerge in months, that I currently am over 1...
Entity
Emerge - Providian
Categories: Credit Card Processing (ACH) Companies
24, Report:
#73113
Posted Date:
Nov 26 2003
Providian Aka Emerge ripoff I had a Providian visa , they change in to Emerge ,now I pay finance charges 29.99% so ballance never goes less than 20$ after I send $130 is there justice? Nationwide
I was a Providian visa card owner,and one day Providian decide to change the name in my card. Say now it's called Emerge.
Even though I was paying always on time my bill though Emerge Master card never aknowledge this fact.
So today after 5 years all together I still pay 29.99...
Entity
Providian Aka Emerge
Categories: Credit & Debt Services
25, Report:
#73050
Posted Date:
Nov 25 2003
Providian AKA Emerge Financial ripoff dishonest rude and nasty Atlanta Georgia
I used this credit card to start my own business. I bought a computer and some tools that I needed. I got to the limit and cancelled thinking I could pay it off, almost like a loan.
Boy was I wrong they sold my account and now my balance is almost 3 times what I originaaly spent. ...
Entity
Providian AKA Emerge Financial
Categories: Credit & Debt Services