26, Report:
#607030
Posted Date:
May 25 2010
Target National Bank Credit Card Services Target National Bank OUT RIGHT LIED TO ME Minneapolis, Minnesota
Target Red Card, or a representative there-in, very plainly lied to me and because of this my credit score has been significantly damaged and all of my credit cards have been canceled. The customer service has been poor at best and representatives have been extremely rude and discou...
Entity
Categories: Credit & Debt Services
27, Report:
#602879
Posted Date:
May 13 2010
Target National Bank -Target Financial Services Target, in violation of FCRA again Minneapolis, Minnesota
I paid Target in full in 2007 through a collection agency after it was charged off. I have canceled checks showing this.Since then I have been working diligently to clear up my credit. In November 2009 I received a notification through Creditkeepers that there was deroga...
Entity
Categories: Credit Reporting Agencies
28, Report:
#602869
Posted Date:
May 13 2010
Target National Bank - Target Financial Services Target, in violation of FCRA again Minneapolis, Minnesota
I paid off Target in 2007 in the amount of $210.00 to a collection agency even though it had already been charged off. I have cancelled checks to prove it. It was charged off in 2006. In November Target reported on my credit reports that it was just charged o...
Entity
Categories: Credit Reporting Agencies
30, Report:
#552819
Posted Date:
Jan 12 2010
Target National Bank - Visa Target national Bank has decided to treat a long term and loyal customers very poorly. sioux falls, South Dakota
I just got a letter explaining that TARGET is lowering my TARGET VISA credit limit to $56 (you read right $56)...The letter said it was based on information from Experian credit bureau concerning a delinquent payment history and suggested that I get a copy. I proceeded to get ...
Entity
Categories: Credit Card Processing (ACH) Companies
31, Report:
#527926
Posted Date:
Nov 24 2009
Target National Bank Target Red Card I had asked them on several different Occasions if they would work with me in ref to paying off my debt.I went to a debt management company, and Now Target National Bank filed A Civil Suit against me. Minneapolis, Minnesota
I work in the car business, and as the whole world knows, took a nose dive. My hours have been cut as well as my pay, not to mention, the cost over everything going up. I Started out with a Target Red Card and they decided to change it to a Target Visa without my approval. &nbs...
Entity
Categories: Department & Outlet Stores
32, Report:
#472117
Posted Date:
Aug 14 2009
Target National Bank/First Source Advantage Changing documents/fraud Minneapolis Minnesota
My mother became very ill last in the summer of 2008. I did alot of errands for her while she was in the hospital and later admitted into a nursing home. She had made me an authorized user of her Target account. Not a Joint Card Holder.
My mother passed away in September of 200...
Entity
Categories: Collection Agency's
33, Report:
#457239
Posted Date:
Jul 12 2009
Target National Bank stole over $5,000 of my money Sioux Falls South Dakota
I have been working extra odd jobs to earn money to pay down my Target VISA. I had a $12,000 limit, which I had used up, but I was paying my bills on time and, usually, much more than the minimum payment.Last November, I sent a check for $1,000. In December, they lowered my limit to...
Entity
Categories: Miscellaneous Companies
34, Report:
#461949
Posted Date:
Jun 16 2009
Firstsource Advantage, LLC First I've ever heard about owing money!! Amherst New York
So I get home tonight and open my mail and one letter looked a bit odd to me. I open it up and it reads:
Firstsource Advantage, LLC
205 Bryant Woods South, Amherst, NY, 14228
RE: TARGET NATIONAL BANK
BALANCE: $489.34
Dear....
This account has been listed with out offic...
Entity
Categories: Collection Agencies
35, Report:
#447867
Posted Date:
May 01 2009
Target National Bank rip off finance charge and unwillingness to work with you Minneapolis Minnesota
I tried to get Target National Bank to lower their interest rate and set me up on a payment plan with an automatic payment from my checking account. They were totally unwilling to give any help at all. The interest rate they are charging me is 27.24%. The minimum payment is mostly i...
Entity
Categories: Department & Outlet Stores
36, Report:
#437386
Posted Date:
Mar 25 2009
Target National Bank Lied and Ruined My Credit Score Sioux Falls South Dakota
Target National Bank sent me a letter saying my credit limit was lowered and my cash advance limit was lowered based on information from information they said they received from the credit bureau. They said the credit bureau reported Ratio of Balance to Limit On Open Revolving Acco...
Entity
Categories: Banks
37, Report:
#364972
Posted Date:
Mar 07 2009
Target National Bank Raising Rate when alway on time Minneapolis Minnesota
I received a little notice from Target National Bank informing me that they were going to raise my rate to 18.9. It has been 15.9. Now this may not seem like much but it is for no reason at all. I have always paid on time...never ever late. I have always paid over the minimum. ...
Entity
Categories: Credit Card Processing (ACH) Companies
38, Report:
#431242
Posted Date:
Mar 06 2009
Target National Bank Made payment arrangements but kept charging late fees that added up to more than the original amount owed Minneapolis Minnesota
My husband lost his job and I got 2 months behind on my Target red card account. I called and made payment arrangements of $57 a month for 3 month to get me caught back up. They automatically deducted the payment amount from my bank account.
What they didn't tell me was that ever...
Entity
Categories: Credit & Debt Services
39, Report:
#431018
Posted Date:
Mar 05 2009
Target National Bank - Target Stores RedCard Target Store Double Billed Me AND billed to wrong address incurring Late Fees Minneapolis Minnesota
At Christmas time I went to into Target where they talked me into applying for the RedCard. At the time I had in hand two prepaid Visa Cards from work (gift cards). I was purchasing a few gifts one being a printer.
At checkout time, the girl rang up the printer and was about to ...
Entity
Categories: Department & Outlet Stores
40, Report:
#427608
Posted Date:
Feb 23 2009
Target National Bank The bank that steals money, gives bad customer service and closes your account without notice Minneapolis Minnesota
over a year ago I set up automatic payments on target.com for three months. after the second payment plan i notice that my bill included late fees, so I called target and they stated that they never recieved a payment and that there system didnt show an automatic payment online. So ...
Entity
Categories: Banks
41, Report:
#425823
Posted Date:
Feb 19 2009
Target National Bank Credit Card Places 10 dayHold on phone payment already deducted from Checking acct & reduces available credit Minneapolis Minnesota
We pay out Target Credit Card charges in full every month and on time. However, for the first time, we inadvertantly missed a Target payment due Feb 2, 2009. Upon discovery of mishap, I paid the entire current balance on the account via their phone service. The amount paid was ...
Entity
Categories: Government Corruption
42, Report:
#425706
Posted Date:
Feb 18 2009
Target National Bank Called and asked for lower interest rate. they said no. wrote and asked. they wrote back and said call us we'd like to help you out. called them and they said no again. Sioux Falls New York
In January I called Target to request a reduction of my interest rate on my credit card. Target informed me that there was a moratorium on reducing interest rates, but I could write and make a formal request. I wrote them a letter about how I have been a valued customer for over 10 ...
Entity
Categories: Department & Outlet Stores
43, Report:
#414938
Posted Date:
Feb 16 2009
TARGET NATIONAL BANK $39.00 Late Fee for payment made 6 days before Due Date? Minneapolis Minnesota
I've never been late with a payment. All accounts I hold are automatically sent through my bank electronically on the 1st or 2nd of the month - depending on if the day lands on a weekend or holiday. (such as New Year's Day or a Sunday)
Imagine my surprise, when I received a bill...
Entity
Categories: Credit Card Processing (ACH) Companies
44, Report:
#390828
Posted Date:
Feb 16 2009
Target National Bank Legalized Robbery Left w. $1! W 79th St.Bloomington Nationwide
I had a major flood in my basement a few years ago. I had already called two plumbers to see what they would charge. The third one, Two Plumbing Guys
said they would have to come out and see in order to give an estimate. That sounded reasonable, so I said ok. When they came out, I ...
Entity
Categories: Credit Card Processing (ACH) Companies
45, Report:
#424418
Posted Date:
Feb 15 2009
Target National Bank C/o Target Credit Services Hiked interest rate without notification based on alleged late fee in 10/2008. Minneapolis Minnesota
I received my Visa bill on Saturday, 2/14/2009. I noticed they raised the interest rate to 27.99%. I called them to ask to lower it, they told me because I allegedly had a late fee in 10/2008, they raised the interest rate. I told them I always pay in the Target store on the due ...
Entity
Categories: Credit Card Fraud
46, Report:
#389968
Posted Date:
Feb 06 2009
Target National Bank Incredible Annual Percentage Rate Target NB excessive PHONE CALLS Minneapolis Minnesota
Target National Bank continues to call me from numbers all over. They are harassing. I ask them not to call, they continue.
I realize I am late and am paying what I can to resolve my debt I created. They have disrespected me, ask me to post date checks in order to bring balance ...
Entity
Categories: Banks
47, Report:
#405236
Posted Date:
Jan 12 2009
Target National Bank, Target Financial Services Reporting false info to credit bureaus, hanging up on the consumer, Target National Bank tricks and lies Minneapolis Minnesota
Below is the letter I am sending out TODAY to try to clear my name and credit score with all the credit bureaus.
December 26, 2008
Erin Timmers
Target
PO Box 9475, MS 3A-R
Minneapolis, MN 55440-9475
Account # ending in 9420
Dear Ms. Timmers,
I have recently rec...
Entity
Categories: Banks
48, Report:
#319216
Posted Date:
Mar 19 2008
TARGET/TARGET NATIONAL BANK FRAUDULENT CREDIT ACCOUNTS MINNEAPOLIS Minnesota
The latter part of last year a collection agency sent a bill to my mom's house address to my step-sister. Startle, I open the bill to find out that it was a bill on a Target's account. I called to inquire about it and the bill was under her name but my social security number. It was...
Entity
Categories: Department & Outlet Stores
49, Report:
#270987
Posted Date:
Aug 29 2007
TARGET NATIONAL BANK SCREWED UP CREDIT REPORTING RE-AGED ACCOUNT WITH MYSTERY $50 PAYMENT Ripoff Minneapolis Minnesota
My husband had a Target card back around 2000 (before we got married), made me an authorized user in 2002, and due to some payments being held for up to two weeks before being applied and fees added, he told them to stick it and closed the account. Well, they tacked on fees after th...
Entity
Categories: Credit Card Processing (ACH) Companies
50, Report:
#175878
Posted Date:
Feb 12 2006
Target National Bank Raised Interest Rate to Deliquent Default APR NEVER BEEN LATE ripoff Minneapolis Minnesota
I looked at the APR section of my statement and noticed it was 24.99% I always pay the account in full every month and have never in the 6 years I have had this card been late. I thought this seemed a bit high and am certain I would never have applied for a card with this high of ...
Entity
Categories: Banks