Despite the investigation and lawsuit from the ftc this company continues to illegally inflate loan amounts, charge illegal interest rates and offers no truth in lending disclosures. In Oct 24 they refinanced their holdings at an even better rate by using predatory practices against their customers to over collect on their holdings. The customers should all stop paying, they are going to ruin your credit anyway and will never call your loan paid off. Stop now feeding this beast, it’s the only way to end the abuse.