BUT TELL YOU THAT YOU HAVE TO DO THIS BECAUSE IT'S ILLEGAL, THAT THEY CAN'T TELL YOU TO DO IT...BECAUSE THEY CANT WORK WITH YOU TILL YOU ARE HAVING TO DEAL WITH 3RD PARTY COLLECTORS. THEY USE PROFESSIONALLY TRAINED CRIMINALS TO WORK YOU PSYCHOLICALLY TO BELIEVE THAT THEY ARE THERE TO HELP YOU.
THEN TELL YOU THIS REALLY LOW MONTHLY AMOUNT COMPARITIVELY THAT YOU WILL HAVE TO PAY MONTHLY AND IT SEEMS, I SAID SEEMS LIKE YOU HAVE A FAIRY GODMOTHER...UNTIL YOU OKAY THAT FOR SAY 6 MONTHS BEFORE YOUR ACCOUNTS EVER GO INTO COLLECTIONS, AND THEN YOU START TO ASK QUESTIONS ABOUT THEIR FEE SCHEDULE.. THAT'S WHEN YOU START TO SEE THE DARK SIDE.
I PAID OVER 4K BEFORE MY ACCTS EVER WENT INTO COLLECTIONS AND NONE OF THIS MONEY GOES TOWARDS MY DELINQUENT CREDIT CARD ACCOUNTS. I CALLED OVER TIMES, EACH TIME FAIRY GODMOTHER IS PUT ON PHONE NOW WANTS TO REFUND $900 , $50,000 in DELINQUENT CR.CD DEBT