- Report: #738227
Complaint Review: A & P Financial - Cincinnati Ohio
Reported By:
scammedindixie -
goodwater, Alabama, USA
Submitted:
Updated:
-
Author Not Confirmed
Why?
A & P Financial
312 Walnut St Ste. 1600 Cincinnati, 45202 Ohio, United States of America
Phone:
1-877-375-2022
Web:
www.apfinaceloans.com
Categories:
Business Rating:
(0)
Tell us has your experience with this business or person been good?
A & P Financial Scammed for everything I had! Cincinnati, Ohio
Please beware of this company they are a big scam. I am a single mom of two boys that is trying to get my life back on track by getting us our own place and this company took me for everything. They advised me I had been approved for a loan in the amount of 5000 and that I needed to pay 1500 to secure the life insurance on the loan before my funds would be deposited. So I wiped out my checking account to get the money to them to get the process going. I received loan papers with the amount of the loan and how much the payments would be each month to pay the company back. I have not received my loan and nobody will contact me back and discuss this matter with me. Now I am stuck with no place for me and my kids to live and no money to my name.
I was working with Gary Parks who called and said I had been approved for the loan. I tried all day on June 7, 2011 to reach Mr. Parks and never got to speak with him. I sent emails and faxes all day long and never received a response from him.
I later spoke with a Richard Johnson that pulled up my account and he advised me everything I needed to do was done and that I should be receiving my money.
Later I spoke with a Judith Cooper and she advised me this company had a good reputation adn that Mr. Parks would be intouch with me because she had put in an urgent email for him to call me and needless to say I never heard from him.
I would like something done with these cruel heartless people and my money back. I do not know what else to do someone please help me.
Tracy
Goodwater, Al
I was working with Gary Parks who called and said I had been approved for the loan. I tried all day on June 7, 2011 to reach Mr. Parks and never got to speak with him. I sent emails and faxes all day long and never received a response from him.
I later spoke with a Richard Johnson that pulled up my account and he advised me everything I needed to do was done and that I should be receiving my money.
Later I spoke with a Judith Cooper and she advised me this company had a good reputation adn that Mr. Parks would be intouch with me because she had put in an urgent email for him to call me and needless to say I never heard from him.
I would like something done with these cruel heartless people and my money back. I do not know what else to do someone please help me.
Tracy
Goodwater, Al
1 Updates & Rebuttals
Robert
Irvine,California,
U.S.A.
Sorry
#2Consumer Comment
Wed, June 08, 2011
But your money is gone. You fell for what is known as the Advanced Loan Fee Scam. This is where a company promises you a loan but you must first send them money up front. They give many reasons, but they usually say it is because of some insurance requirement.
You probably sent this money by Western Union, Money Order, Pre-Paid debit card, or similar method. ALL of those methods are untraceable making it impossible to recover your money. Then to try and find these people it is going to be next to impossible, which is why if you even reported it to the police they won't be able to do much.
The Phone Numbers and Fax number they gave you are to some generic throw-away cell phone or Internet based phone. If they gave you an address, if you search it out you would most likely find that it is to a vacant lot or a business that has nothing to do with them. The e-mail address is an anonymous e-mail address, if they gave you a web site name that was most likely paid for with a pre-paid debit card or stolen credit card. It is even unlikely that the names they gave you are real. Then on top of all of this they are not even in the US.
Just know that ANYTIME someone asks for money up front it is a scam. This also goes for cases where you may get a check from someone you don't know. If they ask you to cash it and send a portion back to them, that is a scam as well.
