- Report: #755639
Complaint Review: AFNI Inc - Bloomington Illinois
Reported By:
boudicca -
St. Charles, Illinois, United States of America
Submitted:
Updated:
-
Author Not Confirmed
Why?
AFNI Inc
404 Brock Dr, Bloomington IL 61702 Bloomington, Illinois, United States of America
Phone:
Web:
afni.com
Categories:
Business Rating:
(0)
Tell us has your experience with this business or person been good?
AFNI, Inc Zombie debt T-mobile bill trying to get nearly $200 Bloomington, Illinois
I'm so glad I learned to research the companies trying to collect debt from me before assuming that I owe them money. I did have a T-Mobile account about 8 years ago, and I did stop paying it and it went into default and the account was closed. Then I paid it off, hopefully legitimately, a few years ago.
Now I've gotten a letter from AFNI, Inc offering a settlement of $198, half of the alleged balance I owe.
The letter from them is less harassing and demanding than other collection letters I've gotten from various companies, but after a quick Internet search I see that means nothing. It took about 30 seconds to discover that this company is a scam. It would be so easy to say all collection agencies are scams, but really they serve a purpose when they are legitimate.
I am fully aware that debts need to be paid and I have a responsibility to make financial restitution - i.e. they don't want my money, they want their money back. Totally understandable. HOWEVER, dredging up old and expired debt to make a profit is just bullying and harassing.
I am sending them a debt validation request tomorrow. They will be mad, just like the last one was (Blackmon, Lafyette and Associates, FYI) but they will go away.
Now I've gotten a letter from AFNI, Inc offering a settlement of $198, half of the alleged balance I owe.
The letter from them is less harassing and demanding than other collection letters I've gotten from various companies, but after a quick Internet search I see that means nothing. It took about 30 seconds to discover that this company is a scam. It would be so easy to say all collection agencies are scams, but really they serve a purpose when they are legitimate.
I am fully aware that debts need to be paid and I have a responsibility to make financial restitution - i.e. they don't want my money, they want their money back. Totally understandable. HOWEVER, dredging up old and expired debt to make a profit is just bullying and harassing.
I am sending them a debt validation request tomorrow. They will be mad, just like the last one was (Blackmon, Lafyette and Associates, FYI) but they will go away.
