- Report: #1257727
Complaint Review: American Credit Debt Solutions - New York New York
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American Credit Debt Solutions
100 Church Street New York, New York, USA
Phone:
646-755-5205
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American Credit Debt Solutions Ray Azcui Property Funding SCAM - Ray Azcui - Promises Business Loans - Requires $500 "Commitment Fee" New York New York
*General Comment: Ray Azcui/American Credit Debt Solutions
*General Comment: Ray Azcui/American Credit Debt Solutions
*Author of original report: Phony testimonials.
*Consumer Comment: Feel free to contact me.
*Consumer Comment: Contact me please. I am working with NJ State Police and NJ Attorney General to prosecute criminals Ray Azcui and Laura Fallick
I am a very new real estate investor and was so excited about getting an investment property that I fell for this scam. The posting on craigslist promises private funding for real estate in the form of a business loan. I paid a $500 "Commitment Fee", sent this guy 3 months of my business bank statements and even had the seller of the property have his lawyer draw up a contract. THEN....i get a text from the seller telling me that his lawyer told him to warn me about postings regarding this funding source and to be careful. So, then I found the postings and even gave this guy the benefit of the doubt even though my gut was telling me this was a scam....then TODAY i text this person (Ray Azcui) to ask for the promissory note that was promissed weeks ago and he told that he had a heart attack and was in the hospital - THE EXACT SAME THING OTHER PEOPLE POSTED.
JUST SO YOU KNOW - Avoid any ads promising funding with an upfront fee. This is my fault but I can only help other people.
RAY AZCUI IS A LIAR AND A SCAMMER AND I AM GOING TO GET MY MONEY BACK.
5 Updates & Rebuttals
John
Chicago,Illinois,
United States
Contact me please. I am working with NJ State Police and NJ Attorney General to prosecute criminals Ray Azcui and Laura Fallick
#2Consumer Comment
Fri, January 19, 2018
First I would like to say I am sorry to hear your story and I hope that you recovered your losses. I am a victim too. I will never let it go. Check my ripoff report #1423848.
(((REDACTED)))
When I did a full research about them I found out that they have been doing that and scamming people for years. It seems every 2-3 years they come up with a new business name and open a new business bank account and then scam people out of their money and when they reach the apex point they file for bankruptcy. Old businesses I found those scammers have used to scam and steal money from people are:
- Spectrum Funding Solutions. Ripoff Report #: 1248846 dated: 8/16/2015.
- American Eagle Credit Solutions. Complaints Board Report # 475556 dated 7/8/2011.
- Ray Azcui Loan Officer. Ripoff Report #: 579181 dated 3/7/2010.
- American Credit Debt Solutions. Ripoff Report #: 1257727 dated 9/28/2015. And Ripoff Report #: 1395025 dated 8/23/2017.
Daph
elmont,New York,
USA
Feel free to contact me.
#3Consumer Comment
Mon, September 25, 2017
My name is Daphne and I got scammed by these people as well. I'm reaching out to everyone that was scammed to possible file a class action suit against these crooks. I'm already suing but if I can get the other victims involved we can shut these crooks down. Touch base with me for more details. Thanks and good luck!!
Phony testimonials.
#4Author of original report
Sun, July 03, 2016
So you expect people to believe you funded them but yet you can't put $500 together to pay back what you took from me?? Do you really think people are that stupid? Everyone knows these phony testimonials are your criminal friends. Do you have any idea how many people I've spoken to that lost their $500 to you?? Any idea?? You're a piece of human garbage. I'll post to CL every day of my life to make sure you never steal from anyone again. I was about to buy an investment property from a man who had to sell it so that he could use the money to get cancer treatment. I was in the late stages and I was ready to go. I even told you this in emails and I explained this to you and I even forwarded you the texts from this person and you assured me that everything was going to happen but you're a liar. This person was really thinking that they were going to sell their property to me. Your scumbag sneaky disgusting and deplorable business practices harmed other people not just me you f* piece of trash. I'll post this every f* day until you pay me my money - you f* try me you piece of s*. And to the phony people that posted that they actually got funded - you should be ashamed of yourself and I hope you're enjoying that stolen money. Want to prove that it's real? How about giving me a real number and email address instead of an email address that's been disabled and a phone number that's been disconnected?? Exactly - you don't have one because it doesn't f* exist. Human trash. Disgusting. Do not under any circumstance is give anybody by the name of Ray whatever he's f* weird alias is any of your hard-earned money Pay me my money now you f* snake.
Nicole
Maplewood ,New Jersey,
USA
Ray Azcui/American Credit Debt Solutions
#5General Comment
Sat, July 02, 2016
Hi my name is Nicole. I had responded to an ad posted on craigslist and I was looking to purchase real estate. I saw the ad for American Credit Debt Solutions. I called the number that was posted on the ad. I spoke to the owner/President and CEO of Amercian Credit Debt Solutions Ray Azcui. I told him I was in need to purchase Real Estate for $300,000. Ray stated that his Real Estate loans are done as a business loan per se then through the individual. I said no problem. Ray told me it had to be put through an LLC, Corp or Inc. I said that was not an issue at all. Ray then proceeded to tell me all the details of his process which included paying a commitment fee of $500. Ray also said that his loans are 100% financing with no creidt check I said are you sure then I said it sounds to good to be true and with no credit check either. I was concerned with paying an upfront fee but I went with my gut feeling and I went forward with the process anyway.
I submitted everything that was asked for from his requirements and sent it to Ray via e-mail as requested. I did not have any problems with Ray or any other member from his staff. The whole process took about 2weeks in total. I was very happy with his services and I would definitely recommend this company to anyone else without hesitation.
Ray was upfront with everything including the negative report that I found on the internet. Ray's company is no scam at all if anyone thinks that Ray is not real I would think they need to find another place to try and find what he offers and they will come up empty handed. Ray's company is legit. I hope to do another loan with his company again
I do appreciate all of Ray's help during the process from start to finish.
Nicole
Julius
Union,New Jersey,
USA
Ray Azcui/American Credit Debt Solutions
#6General Comment
Sat, July 02, 2016
Hi my name is Julius I am a client who requested services from this company. I requested a loan for a Business. The amount I requested was for $500,000. I had several conversations with the owner Ray and he explained everything in great detail. I was hesitant at first because when you see an ad for 100% financing with no credit check it does seem to good to be true. I went with it anyways. It took about three weeks and every step of the way was very smooth. I had no issues at all with anyone in this company. From day one to the closing was no problem. I would recommend this company to my family and friends. This company is legit and any negatives things that were said I truly disagree with.
Ray Azcui is the owner and he was very professional from beginning to end.
