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Ameristar Financial Servicing , Richard Wonderlic, Dave Arnold "Attorney" Richard Wonderlic , operating illegal UNLICENSED collection agency Libertyville Illinois
As of today, Richard Wonderlic, President of Ameristar Financial Servicing Company, LLC is UNLICENSED as a DEBT COLLECTOR and is STILL operating ILLEGALLY.
I filed complaints with the Illinois Attorney General's Office, Consumer Protection Division back in May of 2006. I got a response from the AG's office yesterday with a copy of Richard Wonderlic's response attached.
It all started when I got a notice from Ameristar stating they were going to sue me for more than $5k for a "debt" they could not even document. I immediately pounded them with letters and faxes and filed complaints. They did not even know who the original creditor was!
In his defense to my complaint with the AG's office, he claims the letters were "clerical errors". Isn't it funny when you hold one of these bottomfeeders accountable, they always have an excuse? Isn't it funny that they only make "clerical errors" when sending out threatening letters, and not when mailing out checks?
If they put the same diligence into investigating accounts they buy BEFORE sending threatening letters as they do in accounting before sending checks, this situation would not happen.
Attached to richard Wonderlic's response, he noted that he sent a copy of a "business license". This is typical debt collector BS to confuse the issue at hand. A business license is not a license to do debt collection as per Illinois Statutes.
Ameristar Financial*/ Richard Wonderlic are JUNK DEBT BUYERS who operate under the assumption that they do not need to be licensed as debt collectors because they "own" the "debt". This is simply not true and they are operating in violation of both state and federal laws.
Richard Wonderlic refuses to comment on Rip Off Report and the "attorney" he references on his cc on the letters he sends never responds. I don't think he actually exists as I cannot find a listing for him anywhere in Illinois. Does he even exist?