Don
Belleville,#2Consumer Suggestion
Mon, July 02, 2007
First the explanation. You are right that Fred could definately say that it was not him, just as you did. When you told them you are not Fred and did not know Fred, I will bet they did a reverse phone number search and found that it was not Fred's phone, and that the name you gave them (if you gave them your name) matched the number given. Ideally, a collection agency would verify this information before calling anybody, but they don't. This is mainly due to a time factor. With the average US household spending 104% of their income on a monthly basis right now, collection agencies will be in business for a long time. Now for the question. When you returned their call, was this the first time you did so? Also, since you told them this, have the calls stopped? They should stop as calling you is a waste of their time, if they know that it is a bad number to reach Fred.
Don
Belleville,#3Consumer Suggestion
Mon, July 02, 2007
First the explanation. You are right that Fred could definately say that it was not him, just as you did. When you told them you are not Fred and did not know Fred, I will bet they did a reverse phone number search and found that it was not Fred's phone, and that the name you gave them (if you gave them your name) matched the number given. Ideally, a collection agency would verify this information before calling anybody, but they don't. This is mainly due to a time factor. With the average US household spending 104% of their income on a monthly basis right now, collection agencies will be in business for a long time. Now for the question. When you returned their call, was this the first time you did so? Also, since you told them this, have the calls stopped? They should stop as calling you is a waste of their time, if they know that it is a bad number to reach Fred.
Don
Belleville,#4Consumer Suggestion
Mon, July 02, 2007
First the explanation. You are right that Fred could definately say that it was not him, just as you did. When you told them you are not Fred and did not know Fred, I will bet they did a reverse phone number search and found that it was not Fred's phone, and that the name you gave them (if you gave them your name) matched the number given. Ideally, a collection agency would verify this information before calling anybody, but they don't. This is mainly due to a time factor. With the average US household spending 104% of their income on a monthly basis right now, collection agencies will be in business for a long time. Now for the question. When you returned their call, was this the first time you did so? Also, since you told them this, have the calls stopped? They should stop as calling you is a waste of their time, if they know that it is a bad number to reach Fred.
Don
Belleville,#5Consumer Suggestion
Mon, July 02, 2007
First the explanation. You are right that Fred could definately say that it was not him, just as you did. When you told them you are not Fred and did not know Fred, I will bet they did a reverse phone number search and found that it was not Fred's phone, and that the name you gave them (if you gave them your name) matched the number given. Ideally, a collection agency would verify this information before calling anybody, but they don't. This is mainly due to a time factor. With the average US household spending 104% of their income on a monthly basis right now, collection agencies will be in business for a long time. Now for the question. When you returned their call, was this the first time you did so? Also, since you told them this, have the calls stopped? They should stop as calling you is a waste of their time, if they know that it is a bad number to reach Fred.