Collectors are scum
Southern,#2Consumer Comment
Fri, July 02, 2010
Hi Friend,
If you do not owe the debt, have not claimed responsibility for the debt, and/or the debt is past the SOL, IMMEDIATELY draft a letter to their attention demanding that they cease any further communication with you and/or any member of your family. You need to send this letter directly to their street address Certified, Return Receipt Requested. State that you do not owe the debt, and any further attempts to contact you will result in an immediate filing with your attorney for unlawful/unfair debt collection practices, AND DO IT!
These jokers cost me thousands of dollars before I found out what I should do, had I done what I am telling you, they would have paid me much more than returning my court costs. These scumbags harrassed me for years for a credit card that was never mine, then I moved out of state and they immediately filed a suit in my old state thinking I would not come to court and they would get a default judgment, well THAT DID NOT HAPPEN! I WON IN COURT, and so can YOU! Do your homework, look up the FDCPA Laws or get a lawyer, DON'T LET THEM RIP YOU OFF!