- Report: #192598
Complaint Review: Asset Acceptance - Warren Michigan
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Author Confirmed
Why?
Asset Acceptance
PO Box 2036 Warren, 48090-2036 Michigan, U.S.A.
Phone:
800-398-8814
Web:
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Asset Acceptance Who are they? Warren Michigan
I have received a letter from this company that says they have purchased an account, that supposedly belongs to me, from "Holiday Spa of Calif/DA/WA". Well, I have a few of concerns:
1. Asset Acceptance referred to me by a married name that I have not used since 1989. (divorced and name was restored)
2. I don't know who Holiday Spa of Calif/DA/WA is. When I type it into the internet, it comes up as Best Western Holiday Spa Hotel in Bishop. And I've never been there.
3. I typed in Asset Acceptance LLC online, and many complaints are coming up, along with conversations about Bally's. In the 80's I was a member of Bally's for a couple of years, but I did not leave an outstanding debt.
4. I maintain a membership with "TrueCredit", a good credit rating, and there is nothing on it like this letter. I work and maintain good credit.
Can a company like this come out of nowhere and accuse me of owing a bill that may be over 15 years old? (It has to be something from the 1980's because they are calling my 1980's name.) What is the time limit on this kind of activity?
Zenia
Cardiff by the Sea, California
U.S.A.
1. Asset Acceptance referred to me by a married name that I have not used since 1989. (divorced and name was restored)
2. I don't know who Holiday Spa of Calif/DA/WA is. When I type it into the internet, it comes up as Best Western Holiday Spa Hotel in Bishop. And I've never been there.
3. I typed in Asset Acceptance LLC online, and many complaints are coming up, along with conversations about Bally's. In the 80's I was a member of Bally's for a couple of years, but I did not leave an outstanding debt.
4. I maintain a membership with "TrueCredit", a good credit rating, and there is nothing on it like this letter. I work and maintain good credit.
Can a company like this come out of nowhere and accuse me of owing a bill that may be over 15 years old? (It has to be something from the 1980's because they are calling my 1980's name.) What is the time limit on this kind of activity?
Zenia
Cardiff by the Sea, California
U.S.A.
1 Updates & Rebuttals
Steve
Bradenton,Florida,
U.S.A.
Zenia, here's who they are..AND how to deal with them..
#2Consumer Suggestion
Mon, May 22, 2006
Agency Details Asset Acceptance Corp.***** 28405 Van d**e Avenue Warren, Michigan 48092 Phone: (586) 446-7818 Fax: (586) 846-7837 Web Address: www.assetacceptance.com (Branch offices in Baltimore, San Antonio, Cleveland, & Brandon, FL.) 2840 S. Falkenburg Road, Riverview, FL 33569 (Physical Office in Brandon, FL) >>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>> 10500 Highway 281 N. Ste 150 San Antonio, Texas 78216 Phone: (210) 979-3600 Fax: (210) 979-3659 >>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>> Bud Says... ONE OF AMERICA'S WORST COLLECTION AGENCIES! ********** FORMER ASSET EMPLOYEES********** We Need Your Help! Please Email Us Here or Call our Office ********** CONSUMER NOTICE********** ARE YOU A VICTIM OF ASSET ACCEPTANCE CORP? HAVE YOU BEEN SUED BY THEM? WAS A JUDGMENT OBTAINED? ARE YOUR WAGES BEING GARNISHED, BANK ACCOUNT LEVIED? IF SO, PLEASE GET IN CONTACT WITH ME. ************************************* Asset Acceptance Corp.(AAC) is now a publicly traded company. (Nasdaq: AACC) They purchases old portfolio's of mostly worthless charged-off accounts for pennies on the dollar. Once owned, they inflate the value of the portfolio, send out dunning notices and try to collect at a ridiculous profit. Don't be surprised if you notice the date of last activity on your credit report, as stated by AAC is WRONG! Deliberately changing the date of last activity is a way to scam consumers into thinking they are entitled to money they would not legally be allowed to collect. This is standard procedure for them -- from "re-aging" the debt on the credit history, to suing on what is probably a statute of limitations claim, to reneging on a written promise. These liars, thieves and snake-oil salesmen are trying ALL the con's known, to grease their pockets with your money. Watch out too for the mystery $50-$75 payment that is claimed to have been revived on the account. When pressed, they claim to do an investigation and "discover" that they made a "clerical error" and mistakenly posted someone else's payment to your account. (LIARS!) NOTHING this 'House of Cons' does should be believed or taken at face value. They have proven over and over they are liars and thieves! Under federal law, the Fair Credit Reporting Act (FCRA) an account may ONLY stay on a credit report for seven years. One of the cons being used by Asset Acceptance is to claim you made a $50 payment, which would have re-started that clock. Unfortunately this is a 'bogus-claim' by AAC, is illegal and violates your rights. Asset Acceptance Corp has earned the distinction of one of "AMERICA'S WORST COLLECTION AGENCY'S". They lie, steal, cheat, misrepresent, file bogus claims, create phony documents and commit perjury in the court system JUST to increase their bottom line.>>Compliments of: budhibbs.com>>>>>>>>>>>> >>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>> Zenia, that debt is past the statute of limitations and they know it. Send a cease communications letter as per your rights under the FDCPA which you can get fro the FTC website.
