- Report: #491782
Complaint Review: Bank Of America - BofA - Internet
Reported By:
SamirKhatri -
San Diego, California, USA
Submitted:
Updated:
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Author Not Confirmed
Why?
Bank Of America - BofA
Internet, United States of America
Phone:
Web:
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Bank Of America - BofA BOA charged wrong over draft fees.. online account access glitch web address, Internet
* : SamirKhatri, If ALL Americans simply cashed-in their RETIREMENT ACCOUNTS, 401k's, IRA's, stocks, and any.....
* : YOU DID NOT ALLOW PROCESSING TIME
* : This Will Happen To You At Your New Bank
* : NATIONWIDE 'HANKY-PANKY' ALERT!!! 'Google' this- ASSEMBLYMAN MIKE DUVALL RESIGNS AFTER HIS SEX COMMENTS ARE BROADCAST, and read all about it!
I was customer for more then 2 years. On 08/26 night i deposited cash $1300 into my account @ one of the bank cash deposit counter. I came home transferred 1000$ to my friend's account and 300 to my saving account. BOA allowed me to do it online. Next thing when i checked my account today i found that because my fund was transferred next day and i made transfer to my friend's account and saving account @ night which BOA allows and shows that fund is available. :) They charged me 35$ for over draft fees and i did not look my account for more then 15 days i end up paying 70$. I called them to complain about their system glitch and what i heard back is that it was my mistake and i will not get any refund on over draft fees. It is only 70$, i don't care about money but this was wrong so i yelled @ them and even used abusive language on phone ( which i should not have done but it was so frustrating to talk to her, she did not understand and she was telling me that i don't understand) !!! Oh well, i have close the account but i would like to report this so other people don't goes through same stuff.
Please do something about this if you can.. spread the word and make BOA correct this and take care of customer better.
Please do something about this if you can.. spread the word and make BOA correct this and take care of customer better.
4 Updates & Rebuttals
Karl
highlands ranch,Colorado,
U.S.A.
NATIONWIDE 'HANKY-PANKY' ALERT!!! 'Google' this- ASSEMBLYMAN MIKE DUVALL RESIGNS AFTER HIS SEX COMMENTS ARE BROADCAST, and read all about it!
#2
Thu, September 10, 2009
*SPREAD THIS ALL OVER THE WEB at sites like- 'TWITTER' & 'FACEBOOK'.
Welcome to America- ONE BIG FAT LIE!
Jim
Anaheim,California,
U.S.A.
This Will Happen To You At Your New Bank
#3
Wed, September 09, 2009
I would highly advise not to do this again. This was YOUR fault - plain and simple and your incurred the $70 penalty for the reasons already posted here - you needed to wait until the next day to perform the transfer. The bank will certainly perform the transaction for you and make certain those funds are available, but it will cost you.
This is not a BOA issue - this is a customer issue.
Laurie
Haslet,Texas,
U.S.A.
YOU DID NOT ALLOW PROCESSING TIME
#4
Wed, September 09, 2009
You transferred the funds too soon - instead of waiting until the next day when the deposit process was completed.
All banks state that deposits made after a certain time are not processed until the next business day - even cash deposits.
So the bank had it pending - and you moved the money before it was final.
Karl
highlands ranch,Colorado,
U.S.A.
SamirKhatri, If ALL Americans simply cashed-in their RETIREMENT ACCOUNTS, 401k's, IRA's, stocks, and any.....
#5
Wed, September 09, 2009
other investments and put this money into locally owned & operated Banks & Credit Unions, it would TAKE AWAY the power that these Publicly Held Banks have over the people of the United States of America. It's that simple! Most Americans don't know that about 90% of their money that they have invested in their RETIREMENT ACCOUNTS is invested in the stock market. That money IS NOT protected by the FDIC. However, if Americans cashed-in their RETIREMENT ACCOUNTS and put this money into locally owned & operated Banks & Credit Unions they'd be protected for each deposit of up to $250,000.00
Our economy in America has its foundation solidly built on- LIES, DECEPTION, FRAUD, MANIPULATION, GREED, TRICKERY, DEEP CORRUPTION, & the CONSTANT PURSUIT TO FINANCIALLY INJURE INNOCENT Americans, & innocent people all over the WORLD. The Publicly Held companies in the USA are a REFLECTION of our corrupt economy, & our corrupt country which went into a MELTDOWN last year due to all of those elements mentioned above, wouldn't you agree?
Nothing has really changed, correct? The 'way' business is conducted in America is still based on that foundation of- LIES, DECEPTION, FRAUD............. It's only a matter of time until another meltdown occurs, in my opinion. And when it does, Americans will LOSE the rest of what they have invested in this CORRUPT system (Wall Street) that we have in America, right? Remember, EVERYTHING is connected. As more & more foreclosures continue to take place it will create more & more loan defaults, credit card defaults, & even more unemployment, right? Since consumer spending accounts for about 70% of our economy, the economy will naturally shrink, correct?
As the economy shrinks, so do RETIREMENT ACCOUNTS because they are tied to the stock market, which is built on that same foundation of- LIES, DECEPTION, FRAUD....., wouldn't you NOW agree? Think about it, if the economy in the USA wasn't built on the LIES, DECEPTION, FRAUD.........., we WOULDN'T have had a MELTDOWN, correct? An economy that is a 'truly' SOLID economy wouldn't COLLAPSE, right? But HUNDREDS of BILLIONS of TAXPAYER'S dollars needed to be injected into companies like- AIG, GM, Chrysler, Fannie Mae, Freddie Mac, BofA, Wells Fargo, Citigroup, JP Morgan Chase, Goldman Sachs, etc., correct? And don't forget, Countrywide COLLAPSED & needed to be swallowed-up by BofA, just as Merrill Lynch did, right? And don't forget about Lehman. Another example of the U.S. economy!
It doesn't take a rocket scientist to understand that this country's foundation is WEAK, because it's based on LIES. And whenever a LIE is exposed, it will create opinions; NEGATIVE OPINIONS! And we all know what 'NEGATIVE OPINIONS' will do, don't we?
SUGGESTION: Cash-in ALL Retirement Accounts, Stocks, IRA's, 401K's, etc., NOW!!! Put them where it's SAFE, & INSURED! Open up an account at a LOCALLY OWNED & OPERATED bank or credit union that is an FDIC insured bank!!!
P.S. Make sure to 'Google' & watch the following on the web-
INSIDE THE MELTDOWN
THE ASCENT OF MONEY PBS
THE OBAMA DECEPTION
FRONTLINE BREAKING THE BANK
AMERICA: FREEDOM TO FASCISM
*Spread this all over the web at sites like- 'TWITTER' & 'FACEBOOK'.
Good luck to you.
One last thing: For those who may be saying this- "If I cash-in my retirement account now I'll end up paying a penalty & taxes by doing so."
Here's a good response- "The biggest penalty will be the one when it's ALL GONE!" - Jim L., 2006.
