On february 2016 they promied me a loan modificación by lower my mortgage interest and they ask for $6500.00 up front I was current in my mortgage payments and they deliberately and with no remors told me to get behind on my payments to make sure the bank will of help me, wich i did and i lost my credit and eventhoug i did the bank never aprove me. Now after a year and five monts I been calling to get my money back and they dont answer any more.