- Report: #409789
Complaint Review: CAPITAL MANAGEMENT VENTURES - HARRISBURG Pennsylvania
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CAPITAL MANAGEMENT VENTURES
2491 PAXTON ST HARRISBURG, 17111 Pennsylvania, U.S.A.
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CAPITAL MANAGEMENT VENTURES, CAPITAL MANAGEMENT VENTURES working through National Recovery Agency has ruined my credit report. HARRISBURG Pennsylvania
I had a letter in the mail today saying that a credit card account had been cancelled because of a derogatory collection filed. This credit card is the only one I'm using now and I always pay on time, even early, so I couldn't understand why I would suddenly be cancelled. I called them and they said that I needed to obtain my credit report, which I did free through Experian. ALL of my accounts are perfect and all list that I pay in full/never late.
There is one derogatory item on my report and I have no idea what it is. It's for $69 and opened last October. There is nothing else that I am paying off except the credit card that cancelled me. I certainly didn't buy something for $69 and not pay for it! There is no number listed for this company which is listed Capital Management Ventures (also listing National Reporting Agency as someone that works through them). I saw all of the other reports here on this company. WHY did Experian report me to my credit card company, getting my account cancelled, for a fraudulent $69 when all of my accounts have been perfect and I always have paid on time??? You would think they are aware of this company by now. You would also think that I would receive some sort of notice in the mail concerning this. I have not gotten anything saying I owe this money. I have disputed it but have to wait 30-45 days for an answer.
In the meantime, my credit card has been cancelled and my credit ruined. I am waiting for more letters to come in the mail now. I want to know what I can do about this now. What if I wait over a month and they don't remove this from my credit report? Certainly there is something that I can do about this.
Angela
Garland, Texas
U.S.A.
There is one derogatory item on my report and I have no idea what it is. It's for $69 and opened last October. There is nothing else that I am paying off except the credit card that cancelled me. I certainly didn't buy something for $69 and not pay for it! There is no number listed for this company which is listed Capital Management Ventures (also listing National Reporting Agency as someone that works through them). I saw all of the other reports here on this company. WHY did Experian report me to my credit card company, getting my account cancelled, for a fraudulent $69 when all of my accounts have been perfect and I always have paid on time??? You would think they are aware of this company by now. You would also think that I would receive some sort of notice in the mail concerning this. I have not gotten anything saying I owe this money. I have disputed it but have to wait 30-45 days for an answer.
In the meantime, my credit card has been cancelled and my credit ruined. I am waiting for more letters to come in the mail now. I want to know what I can do about this now. What if I wait over a month and they don't remove this from my credit report? Certainly there is something that I can do about this.
Angela
Garland, Texas
U.S.A.
3 Updates & Rebuttals
Angela
Garland,Texas,
U.S.A.
Update #2
#2Author of original report
Thu, February 12, 2009
So far... two out of the three credit agencies have removed this false charge. (Yes, I did go to get my free reports from the website mentioned in the comment... it is true that if you go directly through Experian that they will charge you.) However, Experian refused to remove the false collection charge. They claim that they called this agency (though no phone number has been provided to me or listed on my report) and that the agency said to "keep it on the report". Well of course they would say that! I have filed another dispute and put a fraud alert on all three of my reports since I found false names and addresses listed on a couple of them. I will probably have to wait another 30+ days for a new reply.
Laurie
Haslet,Texas,
U.S.A.
You went to Experian to get your "FREE CREDIT REPORT"
#3Consumer Comment
Thu, February 05, 2009
Next you wil be complaining that you got signed up for Credit Monitoring without consent. YOU DID GIVE YOUR CONSENT WHEN YOU WENT DIRECTLY TO EXPERIAN! YOU GO TO www.annualcreditreport.com READ THE FEDERAL TRADE COMMISSION WEBSITE http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt156.shtm Want a Free Annual Credit Report? The Only Official Website is annualcreditreport.com
Angela
Garland,Texas,
U.S.A.
Update 1
#4Author of original report
Thu, February 05, 2009
I wanted to update here as to what is happening with my situation with this fraudulent charge/company. I disputed this charge with all 3 credit agencies (you can see them all free once/year). Within about 12 hours, one credit agency verified that they completed removed this collection charge from my account. They didn't even ask me any questions about it which leads me to believe that they are already aware of this company. It has been about 30 days now and I have not received any word from the other two agencies. If I do not hear anything within another week or two, I will have to pay to view my updated reports as you only get a 30-day time frame to view them and they do not update during that time.
