In September of 2018 I joined Continental Care Insurance company. Part of the UCA network and the CHUBB network, I verified through their agent that my primary care doctor, cardio doctor, podiatrist and the hospital (including emergency room) that I would be transferred to if I had a heart related incident, that they were all in-network. Considering that I have congestive heart failure, I would not have signed up for the plan if they were a scam.
When I changed primary care doctors (he moved) the 1st doctor in the clinic stated that I had to go to ER to get a seizure control medication refilled. Continental paid nothing, leaving me with a $900 debt. They paid nothing to my podiatrist leaving me with a $450 debt. They paid nothing to my cardiologist, leaving me with a $550 debt. Ten monthly payments of $186 per month. In total, including the payments, the amount I have paid in is $3760. To this date they have paid...$0.
I now have Blue Shield through Covered California,similar to "Obamacare" and it is $142 per month and......it pays for things.
If you are approached by this company....run!!