This company supposedly got a debt my son-in-law owed and called attempting to collect it. They requested proof in writing and was told that they would only send paperwork after a payment agreement was set up. Dynamic was told no way. No paperwork money. About two weeks later, dynamic deducted $250. Out of their checking account as aautomatic withdrawal under the name of the original creditor but put into Dynamics account. Upon finding this out, dynamic was contacted and a Cybil Anderson was very rude and cused at them after telling them it was a mistake. Requesting complete bank records and they would refund payment in about two weeks. No paperwork was sent to dynamic, an unauthorized deduction was filed with the bank.
Illinois law states you have a right to a written copy of the debt before you make arrangement. This company is hoping to intimidate people and once you agree they have you.