Con artist on phone impersonating Americans or Canadians, clearly oriental. Attempted to collect a deposit, prior to a loan. I hesitated and decided it didn't sound right. Using names, Robert Smith and David Jones. One mistake made was the name Rajan Jairu as the name to send the deposit to by western union or moneygram. Obvious deceit. Unfortunately, I gave them my bank name and routing number. Hopefully they won't clean me out. Very persistent to accomplish phone transaction. Payday loan people beware.