I am writing concerning pay-day loan rip-off scams. At first you think that it is safe to put your information on the internet because they are telling you that the information is safeguarded and encrypted but it really is not. They keep saying that they are matching you to a lender and you have to keep repeating the information you already put in three other times. Then they do not even contact you to let you know if you have been accepted or declined and then they take money out of your account without your knowledge. This is very disturbing because people that are in desperate situations will try just about anything to try to pay their bills. Then they are confronted with thieves at the other end that are gonna take money from desperate people like me and put them in worse debt. These people need to be punished for what they are doing. I will do anything I can to help.