- Report: #454996
Complaint Review: Federal Loan Modification - Irvine California
-
Author Confirmed
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Federal Loan Modification
www.fedmod.com Irvine, California, U.S.A.
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Federal Loan Modification This company is a scam !! Now being sued by the FTC Irvine California
*Consumer Comment: Stop the bashing of good companies on the web
*Consumer Comment: Stop the bashing of good companies on the web
*Consumer Comment: Stop the bashing of good companies on the web
*Consumer Comment: Stop the bashing of good companies on the web
*Author of original report: FLM is being sued the settlement has not been reached !!!!
*Author of original report: FLM is being sued the settlement has not been reached !!!!
*Author of original report: FLM is being sued the settlement has not been reached !!!!
*Author of original report: FLM is being sued the settlement has not been reached !!!!
*Consumer Comment: I Understand your Anguish
I sent $3,000.00 to this company. They were very smooth in answering questions. Told me they are listed in the BBB under Anz and Associates. I looked up Anz and Associates on the web, and they did have a AAA rating.
So after many promises, they have done nothing at all for me. I worked with John Chu, who I was told to have no contact with my mortgage company.
He said, they would handle it. I did contact me mortgage company 3 weeks later, and was told their was no company working with them. I then called John Chu, and was told yeah they all say that, but we are working with their legal department, so the servicing department would not have that information. What a lie !!! i now am in foreclosure and if HOPE for Homeowners (the gov't agency on the HUD website) does not help me, I will have no choice but to file bankruptcy.
When in fact I wish to have my deliquency put at the end of the loan and start all over. OH if any one deals with ONE WEST bank, which was formerly INDYMAC, be careful. They stated that they would not lower my balance and they want me to pay half of my deliquency amount up front to stop the foreclosure. Well, I do not have the money because I was unemployed, and I have just now secured a job.
So if anyone sees this and knows someone who is getting a loan, do not get one from them. They do not care what you are experiencing, it is all about them. When I get out of this mess, I will do research on a mortgage company that actually cares about it's custiomers.
God Willing.
Miss M
Concord, California
U.S.A.
So after many promises, they have done nothing at all for me. I worked with John Chu, who I was told to have no contact with my mortgage company.
He said, they would handle it. I did contact me mortgage company 3 weeks later, and was told their was no company working with them. I then called John Chu, and was told yeah they all say that, but we are working with their legal department, so the servicing department would not have that information. What a lie !!! i now am in foreclosure and if HOPE for Homeowners (the gov't agency on the HUD website) does not help me, I will have no choice but to file bankruptcy.
When in fact I wish to have my deliquency put at the end of the loan and start all over. OH if any one deals with ONE WEST bank, which was formerly INDYMAC, be careful. They stated that they would not lower my balance and they want me to pay half of my deliquency amount up front to stop the foreclosure. Well, I do not have the money because I was unemployed, and I have just now secured a job.
So if anyone sees this and knows someone who is getting a loan, do not get one from them. They do not care what you are experiencing, it is all about them. When I get out of this mess, I will do research on a mortgage company that actually cares about it's custiomers.
God Willing.
Miss M
Concord, California
U.S.A.
9 Updates & Rebuttals
Judykatz
Springfield,Missouri,
U.S.A.
I Understand your Anguish
#2Consumer Comment
Fri, July 17, 2009
I am a victim of FEDMOD and before them Mason Capital Group, they both have D nd F ratings with their respective BBB but I was too naive and desperate to check them out before I tried them out. I have been scammed by Countrywide Home Loans with their predatory lending, Mason Capital Group with them taking six months to get me a loan restructure which lowered our interest by .25% and raised our payments by $35.00. FEDMOD took $1000 of my money, did nothing for in return and have not refunded my according to their 100% money back guarantee. I still have my house but it is only through the grace of God! No thanks to Countrywide, Mason Capital, FEDMOD are given.
Miss M
Concord,California,
U.S.A.
FLM is being sued the settlement has not been reached !!!!
#3Author of original report
Mon, June 01, 2009
You stated that I bought a house I could not afford. How do you know do you have a copy of my statement. I purchased my home in 1996, with a $44,000.00 down payment. Just so you know. Funny the legal department what a joke, I contacted a variety of departments and their were no records on file, by FLM. So you need to get some better information. Plus, I was behind due to multiple surgeries, and the recession. Now go somewhere be quiet and imput this new information in that brain of yours.
Miss M
Concord,California,
U.S.A.
FLM is being sued the settlement has not been reached !!!!
#4Author of original report
Mon, June 01, 2009
You stated that I bought a house I could not afford. How do you know do you have a copy of my statement. I purchased my home in 1996, with a $44,000.00 down payment. Just so you know. Funny the legal department what a joke, I contacted a variety of departments and their were no records on file, by FLM. So you need to get some better information. Plus, I was behind due to multiple surgeries, and the recession. Now go somewhere be quiet and imput this new information in that brain of yours.
Miss M
Concord,California,
U.S.A.
FLM is being sued the settlement has not been reached !!!!
#5Author of original report
Mon, June 01, 2009
You stated that I bought a house I could not afford. How do you know do you have a copy of my statement. I purchased my home in 1996, with a $44,000.00 down payment. Just so you know. Funny the legal department what a joke, I contacted a variety of departments and their were no records on file, by FLM. So you need to get some better information. Plus, I was behind due to multiple surgeries, and the recession. Now go somewhere be quiet and imput this new information in that brain of yours.
Miss M
Concord,California,
U.S.A.
FLM is being sued the settlement has not been reached !!!!
#6Author of original report
Mon, June 01, 2009
You stated that I bought a house I could not afford. How do you know do you have a copy of my statement. I purchased my home in 1996, with a $44,000.00 down payment. Just so you know. Funny the legal department what a joke, I contacted a variety of departments and their were no records on file, by FLM. So you need to get some better information. Plus, I was behind due to multiple surgeries, and the recession. Now go somewhere be quiet and imput this new information in that brain of yours.
Anonymous
Mission Viejo,California,
U.S.A.
Stop the bashing of good companies on the web
#7Consumer Comment
Wed, May 27, 2009
It doesn't surprise me to see all these consumer reports on sites like this, bashing good companies that are helping 100's of homeowners everyday. The FTC is not sueing Federal Loan Modification, they simply filed a complaint regarding their 100% money back guarantee advertisement and it has already been settled. Your contact at Federal Loan Modification is right, the servicing and legal department don't work together and the information regarding the negotiations between the mod company and your lender may not be in the same system. Seriously, it makes me so angry to see all these homeowners who bought homes they couldn't afford in the first place, bashing companies like Federal Loan Modification who are trying to make a difference. If I had a dollar for every homeowner like you, who expects a hand out from "HOPE" and everybody else, I would be retired. Companies like Federal Loan Modification Company and Feldman Law Center help more homeowners in one day than the government programs help in 1 month. It is time that the truth is known and moron homeowners like you and everyone else bashing these companies face the music. Regards The tax payer who bought a house he could afford
Anonymous
Mission Viejo,California,
U.S.A.
Stop the bashing of good companies on the web
#8Consumer Comment
Wed, May 27, 2009
It doesn't surprise me to see all these consumer reports on sites like this, bashing good companies that are helping 100's of homeowners everyday. The FTC is not sueing Federal Loan Modification, they simply filed a complaint regarding their 100% money back guarantee advertisement and it has already been settled. Your contact at Federal Loan Modification is right, the servicing and legal department don't work together and the information regarding the negotiations between the mod company and your lender may not be in the same system. Seriously, it makes me so angry to see all these homeowners who bought homes they couldn't afford in the first place, bashing companies like Federal Loan Modification who are trying to make a difference. If I had a dollar for every homeowner like you, who expects a hand out from "HOPE" and everybody else, I would be retired. Companies like Federal Loan Modification Company and Feldman Law Center help more homeowners in one day than the government programs help in 1 month. It is time that the truth is known and moron homeowners like you and everyone else bashing these companies face the music. Regards The tax payer who bought a house he could afford
Anonymous
Mission Viejo,California,
U.S.A.
Stop the bashing of good companies on the web
#9Consumer Comment
Wed, May 27, 2009
It doesn't surprise me to see all these consumer reports on sites like this, bashing good companies that are helping 100's of homeowners everyday. The FTC is not sueing Federal Loan Modification, they simply filed a complaint regarding their 100% money back guarantee advertisement and it has already been settled. Your contact at Federal Loan Modification is right, the servicing and legal department don't work together and the information regarding the negotiations between the mod company and your lender may not be in the same system. Seriously, it makes me so angry to see all these homeowners who bought homes they couldn't afford in the first place, bashing companies like Federal Loan Modification who are trying to make a difference. If I had a dollar for every homeowner like you, who expects a hand out from "HOPE" and everybody else, I would be retired. Companies like Federal Loan Modification Company and Feldman Law Center help more homeowners in one day than the government programs help in 1 month. It is time that the truth is known and moron homeowners like you and everyone else bashing these companies face the music. Regards The tax payer who bought a house he could afford
Anonymous
Mission Viejo,California,
U.S.A.
Stop the bashing of good companies on the web
#10Consumer Comment
Wed, May 27, 2009
It doesn't surprise me to see all these consumer reports on sites like this, bashing good companies that are helping 100's of homeowners everyday. The FTC is not sueing Federal Loan Modification, they simply filed a complaint regarding their 100% money back guarantee advertisement and it has already been settled. Your contact at Federal Loan Modification is right, the servicing and legal department don't work together and the information regarding the negotiations between the mod company and your lender may not be in the same system. Seriously, it makes me so angry to see all these homeowners who bought homes they couldn't afford in the first place, bashing companies like Federal Loan Modification who are trying to make a difference. If I had a dollar for every homeowner like you, who expects a hand out from "HOPE" and everybody else, I would be retired. Companies like Federal Loan Modification Company and Feldman Law Center help more homeowners in one day than the government programs help in 1 month. It is time that the truth is known and moron homeowners like you and everyone else bashing these companies face the music. Regards The tax payer who bought a house he could afford
