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  • Report:  #54117

Complaint Review: First Approval Benefits - Fort Lee New Jersey

Reported By:
- Laramie, Wyoming,
Submitted:
Updated:

First Approval Benefits
177 Main Street Fort Lee, 07024 New Jersey, U.S.A.
Phone:
866-753-5053
Web:
N/A
Tell us has your experience with this business or person been good? What's this?
I too fell victim to First Approval Benefits - they called me and offered me the MasterCard with a unsecured $2,000.00 limit for a one time fee of $269.00 - knowing better but having horrible credit I went against my common sense and went for it.

I was told the card would come to me via certified mail no less than 15 working days after they debited my checking account. It is well past that and I am still waiting - when I called them yesterday and told them I had found them listed on this web site as a "rip-off" compay they assured me, "I couldn't believe everything I read on the Internet" and I should give it a few more days. I believe they wanted me to go past the 30 days to try and have my bank give me a credit refund on the direct debit. I am in the process of asking my bank to help me get the $269.00 back but am not feeling very hopeful.

These people are thieves and if you get a call from them hang up immediately!

Tammy

Laramie, Wyoming
U.S.A.


1 Updates & Rebuttals

Tammy

Laramie,
Wyoming,
U.S.A.
Got my refund! & Today I received their "packet" just a bunch of crap about how to re-build your credit and an application for a deposit MasterCard

#2Author of original report

Mon, April 28, 2003

I contacted my credit union last week with the details of First Approval Benefits and their rip off of me for $269.00 - They agreed to refund my funds that day - I have since signed a fraud report on this company as well. Today I received their "packet" via Priority Mail, not certified as they promised, exactly 21 working days later. As other folks on this site have stated, no MasterCard was in the mailing - just a bunch of crap about how to re-build your credit and an application for a deposit MasterCard- I contacted First Approval Benefits three different times via telephone and was assured (lied to) point blank that the unsecured MasterCard would be in the packet- it was not... I promptly wrote them a letter stating what I have done to protect myself and hopefully others from this company and sent them their credit repair package back to them. First Approval Benefits - a major ripoff with no unsecured MasterCard or anything else you can use in the mailing.

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