hbcarson
pompano beach,#2Author of original report
Mon, September 24, 2012
As you mentioned, I was in "emergency mode" and didn't "ask the right questions". I bare some of the responsibility for the debacle. That said, the matter of the assistant with the bill, clipboard and the pen, presenting me with a bill while in the dentist chair, bib around my neck, mouth full of novocaine was more than I can take. Inexcusable. My Insurance Company OK'ed the dentist by phone. So you see I am not alone in "asking the right questions". Thank you for your helpful response, It's been a learning, and costly, Experence.
Nikki
Coconut Creek,#3Consumer Comment
Mon, September 17, 2012
First, don't ever ask a doctor or dentist if they accept your insurance. Every doctor and dentist accepts all insurances and bills you for what is not paid for. They love that question. The correct question I have learned is to ask "Are you in network with my insurance company?" or better yet, call your insurance company and ask if that doctor is in network. "In network" are the two most important words!
I recently got a tooth pulled at a difference Gentle Dental and was charged $255 too (the 25% discount). Because of your post, I found my insurance company's schedule of benefits online and found I should have only paid $30. I think the reason they are able to charge you $255 is because your insurance company probably has a disclaimer that if you have to go to a specialist, then it is 25% off. At Gentle Dental, the regular dentists do not perform the surgical stuff, they refer you to their specialist that comes in their office once every 2 weeks, hence 25% off rather than my $30 insurance co-payment. Another thing I learned the hard way was when I received the quote of $255, I should have called my insurance, given them the dental code, and asked what I should be charged. They will be receiving a call from me tomorrow.
I saw you mentioned Dr. Seider. That is the surgeon who pulled my tooth, and you're right. He is top notch. I have been stressed for 10 years about pulling my tooth which was completely decayed. I was sure it was going to come out in pieces and Dr. Seider was able to pull it out whole. He made what I thought would be a stressful situation completely stress free. And yes, I did get that call the day after too!