Company said it was very good at getting people into rent to own situations. Looked at where you are today and approved you like a mortgage would be approved, but challenged credit is ok. Even stated that I had filed BK that discharged in Feb 2015. No not a problem just looking for income and established credit and assets. Over 100k income, built back to a 680 FICO, over $20k in liquid assets. Still got declined in two days! Stole my $75 and dinged my credit I'm working hard to improve. There is no reason, they said they would send something in writing, but just a joke and scam. Don't do it!! Whatever you do, just wait and work it out with a real mortgage company...