HSN has fraudulently charged me repeatedly for a twenty dollar item to where i ended up paying over fifty dollars for it. i cancelled their credit card for their flexpay service and they're still harassing me for payments. i can't get away from them after telling them to stop. PAYING MY BILL IN FULL, CANCELLING THIE FLEXPAY CREDIT CARD, AND CONTACTING THER CUSTOMER SERVICE GROUP, I'm still being told their now going to turn me over to a collection agency! Don't ever accept their credit card offer and do NOT do any business with this company!!