I had appnedesis surgery on october 1 ,2014 at Ever Green Hospital ,later on november 2014 I got a hospital bill of 15k. My insurance didn't cover a penny of this bill. I called the hospital and asked them if they can give me a discount and a payment plan.They refused to do any thing so it went to a collection agency.Later in march 2015 merchant credit association sent me that bill and I asked merchant credit association the same question but they told me I have to pay right away.
Later on may 2015 merchant credit association sue me and I hired a medical recovery company and They told me I have a right of 20% uninsured discount and the hospital charged me extra $3k, while the case is on disput merchant credit association sent me a default judgment against me letter and I have to pay the bill as well as their legal and athorney fees.
Both the hospital and the credit union knows I am an immigrant and I feel I am discrminated and abused by these two companies. I need help what to do