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  • Report:  #604406

Complaint Review: Mountside Capital - Harrison New Jersey

Reported By:
Lauren - maple valley, Washington, United States of America
Submitted:
Updated:

Mountside Capital
Harrison, 07029 New Jersey, United States of America
Phone:
800-391-5117
Web:
mountsidecapital.com
Categories:
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Beware of Mountside Capital!  They are a fraudulant organization, if they even are one! 

I applied online for a personal loan for debt consolidation purposes.  I received a call from a man by the name of Richard Keel, who stated that I had been approved for a $5,000.00 secured loan.  He advised the only thing I would need was either, A) Collateral which would be the same worth of the loan or more, B) A Co-signer who had collateral in the amount of the loan requested, or C) A down payment for the loan as an insurance policy in case I lose my job or run off with the money.  I had my car paid off and it was worth more than the loan, but the car was too old for them to accept.  I did not have a co-signer either.  I told him I could put a down payment on the loan when I got paid.  I was advised at that time that I would only need to put down $500.00 in order to get my loan.  On my payday I contacted Richard who advised to "Western Union" the money to my insurance agent based in Victoria, BC named "Chris Smith".  So I wired the money called Richard back and gave him the MTCN number.  He advised I would have my money in minutes and to call him back.  An hour and a half went by with no money, so I called and Richard immediatley transferred me to his so called supervisor "Alex Morrison" who stated that the insurance agency and lending company were requesting an additional $400.00 as they considered me "High Risk" due to my credit.  They talked me into an additional $400.00 which I Western unioned the same day. When I called back and spoke to Alex he stated to give him 20 minutes and he would have my MTCN (control #) for my money so I could pick up my check for $5,000.00.  I called and called and called and no one answered my calls or voicemails.  On my way home that same day I made one more attempt to contact them and received Richard who hung up on me as soon as I said my name.  My boyfriend has tried contacting them and has been hung up on four times. 

Be careful of this so called company who sweet talks you into taking care of your debt and offering you a low intrest rates for a minimum monthly payment of $154.00 a month.  If it sounds too good to be true...IT IS!!!

I have contacted the attorney general on this and I will be turning them into the Better Business Bureao and taking them to small claims court!  If you have been scammed by this company, please reply!  I WILL get my money back and the fees it took to send this to them!!



1 Updates & Rebuttals

Robert

Irvine,
California,
U.S.A.
Sorry..you won't get your money back..

#2Consumer Comment

Tue, May 18, 2010

I really don't know who you think you are going to sue.  Unless you are going to sue some person who gave you a fake name, fake address and phone number in some foreign country..yes Canada is a foreign country.

The BBB is not going to help you, they rarely help with real companies and this one does not even exist.

The AG will probably take your report, but don't expect any action past that.

You unfortunatly fell for the "Advanced Loan Fee" Scam.  You NEVER send money as insurance or what ever reason they give you to "guarantee" a loan.  If you do, as you found out you will not get the loan or the money you sent back.  Just be thankful that you only lost about $1000, because some people have been taken for a lot more.

The Phone Number you are calling is to a Throw-Away Cell Phone.   If they are answering it now, give it about 1-2 more weeks and the phone will be "disconnected".

The Names they gave you are fake.

If they gave you a real address you will find that that address does not exist or belongs to a company that has nothing to do with this scam. 

Sorry but that is just the way it is.

 

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