- Report: #391099
Complaint Review: National Agents Alliance - Burlington North Carolina
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National Agents Alliance
1214 Turrentine Steet Burlington, 27215 North Carolina, U.S.A.
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National Agents Alliance NAA requires Castro-esque loyalty Pittsburgh Pennsylvania
While there is some success to which NAA may point, the simple truth is that ALMOST ALL AGENTS end up spending MORE on "their own business" than they will ever earn with this glorified Multi Level Marketing Organization.
It seems that while the premise is to connect homeowners with "affordable mortgage protection insurance", the truth is that NAA relies on THEIR financial success by also selling (a) leads, (b) conventions (to which you must go to "be part of the team"), (c) their awful customer follow-up system (KIT Marketing), (d) an expensive NAATV "subscription" that will make you think the Comcast SuperPak is a real bargain, and a SLEW of other "ad on" fees to which you "must commit" in order to be "serious" about your career.
If you like drinking Kool-Aid, you will love NAA! They serve you Kool-Aid by the gallon, and mock you for asking for something else to drink. Heck, they tell you that there is nothing better out there for you, and if you cannot make it with them, you cannot make it anywhere.
IF YOU ARE CONSIDERING NAA ask IN FRONT OF THE "MEETING" ROOM how profitable the "top earners" are, and for how long they have experienced their success. THEN, ask them away from the NAA sheeple, and you will learn that producing $20K in a month means very little when your expenses are quite more. Also, ask the "leaders" what the turnover is, and what the AVERAGE agent earns. It's funny, they love talking numbers. Hell, they have them all committed to memory; yet they cannot tell you with any certainty, nor accuracy, what their beloved team members are earning "on average."
I am new to the life insurance world, and can tell you that their are MANY better alternatives out there. Take a look around, because the product NAA represents is viable and needed. Their manner in delivering this dream is Stalinistic to say the least.
NAA = MLM... PERIOD.
Johnnyb
Pittsburgh, Pennsylvania
U.S.A.
It seems that while the premise is to connect homeowners with "affordable mortgage protection insurance", the truth is that NAA relies on THEIR financial success by also selling (a) leads, (b) conventions (to which you must go to "be part of the team"), (c) their awful customer follow-up system (KIT Marketing), (d) an expensive NAATV "subscription" that will make you think the Comcast SuperPak is a real bargain, and a SLEW of other "ad on" fees to which you "must commit" in order to be "serious" about your career.
If you like drinking Kool-Aid, you will love NAA! They serve you Kool-Aid by the gallon, and mock you for asking for something else to drink. Heck, they tell you that there is nothing better out there for you, and if you cannot make it with them, you cannot make it anywhere.
IF YOU ARE CONSIDERING NAA ask IN FRONT OF THE "MEETING" ROOM how profitable the "top earners" are, and for how long they have experienced their success. THEN, ask them away from the NAA sheeple, and you will learn that producing $20K in a month means very little when your expenses are quite more. Also, ask the "leaders" what the turnover is, and what the AVERAGE agent earns. It's funny, they love talking numbers. Hell, they have them all committed to memory; yet they cannot tell you with any certainty, nor accuracy, what their beloved team members are earning "on average."
I am new to the life insurance world, and can tell you that their are MANY better alternatives out there. Take a look around, because the product NAA represents is viable and needed. Their manner in delivering this dream is Stalinistic to say the least.
NAA = MLM... PERIOD.
Johnnyb
Pittsburgh, Pennsylvania
U.S.A.
1 Updates & Rebuttals
Eddie
Dacula,Georgia,
U.S.A.
The AmWay of the insurance business
#2UPDATE EX-employee responds
Wed, November 19, 2008
Its real simple. NAA calls themselves a "LEAD/MARKETING" company. Their job is to SELL YOU LEADS. They will teach you how to call those leads and how to set appointments with those leads and then ultimately sell the prospect an insurance policy... by scaring them about medical exams and putting enormous pressure to buy it tonight...NO BE-BACKS!!! They tell the prospect that they're brokers and represent dozens of companies, which is not true, and they put tremendous pressure on THE AGENTto sell their "Darling" company...all the while calling you an independent agent but treating you like a captive agent...but wait a minute...they're just a lead/marketing company, right? So, really they don't have to teach you anything... unless there is something in it for them. Huh? Could it be that they're selling the same leads over and over again to thousands of agents throughout the U.S.? Could it be that the agent makes 55% commission and NAA makes 100% commission...from the same policy? I did at one time make good money with NAA ,and one can still make real good money with NAA, just like they say...but the real money is in the recruiting, so if one does not want to babysit, recruit and train new agents but would rather just sell insurance, one could make OK money... but then one day in January in Dallas, Tx. the Amway people showed up. The company took a turn for the worst, as far as the agent was concerned, when they recruited a lot of old AmWay "hot-dogs" who taught the "three wise men" (if you are part of NAA at least an hour, you know who Barry, Phillip, & Andy are...the term smacks of a cult-type organization) how to recruit using the "3 foot rule", which means to recruit everyone within three feet of you. So the problem isn't with the leads per se, but with too many recruits buying and working the same leads over and over again. The other problem is that an agent can't tell if they bought an "A" lead at and "A" lead price, or if they bought a "B" or "C" lead or older, at the "A" lead price. The leads have bar codes on them but for some strange reason, none of the managers seem to know what that bar code is for. How Odd!! They know evrything else about their business!! THE REAL PEOBLEM is that even though an agent can make good money...the policies they sell are way over-priced (200% over standard) and once the client finds a better price they will cancel NAA's policy and replace it...leaving the agent, not only with a lead bill of hundreds of dollars, but with a "chargeback" bill that can be thousands of dollars. You see, NAA is a business and they're in business to make money from lead sales and commission overrides on YOUR efforts. So, they will sell the same lead as many times as it will sell to as many people who will buy it, and they don't care who makes the insurance sale as long as SOMEONE does, because NAA wins regardless of who makes the sale. So if you're going to cry about how unfair business is...get out of their business...because its unfair, and they go by the businessman's golden rule..."he who has the gold, rules". However, If you like high pressure sales, and potentially high commissions, and high lead bills with a lot of commission chargebacks...by all means, sign up with NAA!!!!!!!!!!!!!! Kindest regards, A previous NAA agent
