This company claim to be real Health Care at a reasonable price and after being very detailed in exactly what I'm looking for for Medical Care Health Care Hospital care surgeries Etc they claim yes it covers all that I even have a screenshot showing that they claim they cover it on my phone but then when you actually try to use it all it is is a healthcare discount plan and nobody accepts it it has not helped me at all I have it for less than 10 days and they will not refund it now that I've cancelled