- Report: #409211
Complaint Review: Riverside Lenders - Georgetown Delaware
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Riverside Lenders
20161 N Office Circle Ste 2 Georgetown, Delaware, U.S.A.
Phone:
888-223-6191
Web:
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Riverside Lenders SCAM!!! Georgetown Delaware
I too, am a victim of Riverside Lenders. I feel like an idiot for falling for this so easily, but I guess I was easy prey when I was most vulnerable. This fraudulent company has left me facing, termination of employment,eviction, and worst of all they ruined Christmas for my kids.
I applied for a loan over the internet and received a phone call a few hours later from a Debbie McKay, loan representative for Riverside Lenders. I explained to her that I needed a small loan to catch up on a few bills and to give my family a nice Christmas. She told me she would do her best to help me and proceded to take my info. She then told me after some paperwork and a credit check that she would get back with me.
About an hour later I get another phone call from Debbie McKay and she tells me "Good News!!, I have been able to approve a 5k$ loan!" But due to my credit I would have to provide the first five payments to secure the loan. She would need me to wire or bank transfer of 795.00$ to her loan collections office in Edmonton,Alberta Canada C/O a Jeffery Davenport.
I agreed to the conditions and she faxed me a loan agreement that looked very convincing. I filled out all the necessary info including my address and phone# bank acct# and routing# for direct deposit of loan. DL# and SS#. I then faxed it back along with a copy of a voided check,SS card,DL,and a utility bill all for the purpose of identifying me for tax reasons. Someone by the name of Lawrence Purdessy is the president/chaiman and approved my loan.
Fifteen minutes later Debbie McKay ext225 calles me back and tells me everything is in order and they are just waiting for the initial deposit from me to secure the loan. She gives me plenty of options to tranfer the money but assures me that a money gram would be the fastest way to avoid bank fee's and delays. So I gather up my monthy truck payment,that monthes rent,and borrowed 100$ from my neighbor...all the while thinking I could later make these payments with the loan I was about to receive.
I wire the money using Money Gram at my local Wal-Mart(suggested by her)to Canada C/O Jeffery Davenport. I then called Debbie McKay back an hour after the tranfer as i was instucted to. She tells me they have received the payment and my loan will be directly deposited into my bank acct within 24 hours.
24 hours goes by and no deposit. I called Debbie McKay and she no longer picks up her calls. I wait for about 48 hours and try to call again..this time more persistant. I called and kept hitting redial for about 3 hours straight leaving messages everytime. She finally calls me back and tells me there was a recheck of my credit and she can no longer offer me the same loan under those conditions...but if i could send her another 300$ that she could redo the paperwork and be able to process it through.
I told her I was tapped out and that I no longer wished for this loan. I then asked for a refund of my deposit so that I could make my payments on time. She told me there was going to be a small back out fee and i should receive my refund in about 3 weeks.
Its been 5 weeks now and still no refund and I can not get ahold of anyone by phone or email. So, to sum it all up. This company of scammers has cost me my truck(couldnt make the payment),my job(I dont have a vehicle to get there),possibly my home(pending eviction,didnt have this months rent, although my landlord is being very understanding), but worst of all, my kids didnt even get a single thing for Christmas this year. The look on thier faces Christmas morning will stick with me forever.
Pissed in Pa
Minersville, Pennsylvania
U.S.A.
I applied for a loan over the internet and received a phone call a few hours later from a Debbie McKay, loan representative for Riverside Lenders. I explained to her that I needed a small loan to catch up on a few bills and to give my family a nice Christmas. She told me she would do her best to help me and proceded to take my info. She then told me after some paperwork and a credit check that she would get back with me.
About an hour later I get another phone call from Debbie McKay and she tells me "Good News!!, I have been able to approve a 5k$ loan!" But due to my credit I would have to provide the first five payments to secure the loan. She would need me to wire or bank transfer of 795.00$ to her loan collections office in Edmonton,Alberta Canada C/O a Jeffery Davenport.
I agreed to the conditions and she faxed me a loan agreement that looked very convincing. I filled out all the necessary info including my address and phone# bank acct# and routing# for direct deposit of loan. DL# and SS#. I then faxed it back along with a copy of a voided check,SS card,DL,and a utility bill all for the purpose of identifying me for tax reasons. Someone by the name of Lawrence Purdessy is the president/chaiman and approved my loan.
Fifteen minutes later Debbie McKay ext225 calles me back and tells me everything is in order and they are just waiting for the initial deposit from me to secure the loan. She gives me plenty of options to tranfer the money but assures me that a money gram would be the fastest way to avoid bank fee's and delays. So I gather up my monthy truck payment,that monthes rent,and borrowed 100$ from my neighbor...all the while thinking I could later make these payments with the loan I was about to receive.
I wire the money using Money Gram at my local Wal-Mart(suggested by her)to Canada C/O Jeffery Davenport. I then called Debbie McKay back an hour after the tranfer as i was instucted to. She tells me they have received the payment and my loan will be directly deposited into my bank acct within 24 hours.
24 hours goes by and no deposit. I called Debbie McKay and she no longer picks up her calls. I wait for about 48 hours and try to call again..this time more persistant. I called and kept hitting redial for about 3 hours straight leaving messages everytime. She finally calls me back and tells me there was a recheck of my credit and she can no longer offer me the same loan under those conditions...but if i could send her another 300$ that she could redo the paperwork and be able to process it through.
I told her I was tapped out and that I no longer wished for this loan. I then asked for a refund of my deposit so that I could make my payments on time. She told me there was going to be a small back out fee and i should receive my refund in about 3 weeks.
Its been 5 weeks now and still no refund and I can not get ahold of anyone by phone or email. So, to sum it all up. This company of scammers has cost me my truck(couldnt make the payment),my job(I dont have a vehicle to get there),possibly my home(pending eviction,didnt have this months rent, although my landlord is being very understanding), but worst of all, my kids didnt even get a single thing for Christmas this year. The look on thier faces Christmas morning will stick with me forever.
Pissed in Pa
Minersville, Pennsylvania
U.S.A.
2 Updates & Rebuttals
Laurie
Haslet,Texas,
U.S.A.
ADVANCE FEE LOAN SCAM - Learn about them on the FEDERAL TRADE COMMISSION WEBSITE
#2Consumer Comment
Wed, January 07, 2009
Advance-Fee Loan Scams: Easy' Cash Offers Teach Hard Lessons http://www.ftc.gov/bcp/edu/pubs/consumer/telemarketing/tel16.shtm Just When You Thought It Was Safe...Advance-Fee Loan "Sharks" http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt028.shtm
Scammed By Avenue Financial Group In New York
Akron,Ohio,
U.S.A.
Class Action - Go to Fraud Watchers AND Scam Warners
#3Consumer Suggestion
Wed, January 07, 2009
This report has been generated as the result of a financial fraud that was committed against me by Avenue Financial Group (AFG) which actually does not exist but the address they provide on their letterhead is 595 Stewart Avenue, Garden City, NY 11530. The telephone number that was used during all communications is 866.403.6662 and the fax number that was used is 516.977.1030. Their website is www.avenuefinancial.net. The names of the two people that I spoke with are Brenda Olsen (x384) and Dennis Crown (x0). On December 5, 2008 I conducted an online search for a long term personal loan. Mind you, I had never applied for a loan in my life with the exception of my two college degrees and my automobile. I immediately recognized that name Lending Tree,(((Redacted)))and decided to check further into the process required to obtain a loan. All that was required was that I fill out an application consisting of personal information such as my social security number and address. On December 9, 2008 I was contacted by Brenda Olsen who left a voicemail message stating that I had been approved for a $5,000 loan through Avenue Financial Group based out of New York. After searching for the company name online, I found multiple companies throughout the United States and Canada with the same name, checked the BBB which didn't have any positive or negative information, and researched their website @(((Redacted))) I returned Brenda's phone call on December 9, 2008. Brenda congratulated me on being approved for the $5,000 loan. She explained that because this was a secured loan that I would need to provide collateral for insurance purposes as stated in the faxed agreement. The collateral required consisted of and was equal to 5 monthly payments totaling $1,107.20 and since I was making such a large payment upfront that I would not need to begin repaying the loan until June of 2009 for two years at $221.00 per month. I reviewed the documents numerous times. Everything appeared to be completely legitimate. I borrowed money against my 401K account in order to pay for the collateral. On December 15, 2008 I contacted Brenda Olsen to inform her that I had the collateral payment required to secure the loan. Brenda explained that the lender was located in Canada and that I needed to wire the funds directly to them. I asked Brenda how to wire the money since I had zero knowledge or experience wiring money. She told me to go to Walmart and ask for a red and white form called a Money Gram. I was to send the collateral payment to the Canadian lender, Christine Osborne in Thompson, MB, Canada. Since the fee was going to be $22.00 Brenda told me to simply send $1,100 and the remaining monies would be credited to my loan. I followed all of these instructions and contacted Brenda to provide her with the reference number as requested. Brenda stated that the $5,000 loan would be directly deposited into my account on December 16, 2008. On the morning of December 16, 2009 I received a voicemail message from Dennis Crown who identified himself as the customer service manager of AFG. Dennis stated in this message that there had been a slight problem with my loan and needed to contact him immediately. Upon contacting Dennis, I learned that the lender after reassessing my loan needed to purchase an additional $1,100 in insurance to secure the loan. My other option was to receive a full refund but that I would not be able to receive this refund until January 5, 2009. I contacted Brenda Olsen who appeared to be completely unaware of the situation and stated that Dennis was a good man and would take good care of me. Brenda also stated that Dennis needed to speak with me again. I contacted Dennis once again who stated that he had spoken with the lender and that they would work something out with me for an additional $800 instead of the original $1,100 to secure the loan. I wired an additional $800 to Christine Osborne in Thompson, MB, Canada through a Money Gram at Walmart. Because the amount wired was less than $800, I was only required to pay $14.16 for the Money Gram fee. I shared this information with a friend who began to research the company online. She found reports posted by others on www.ripoffreport.com that were identical to my experience with the same exact company as well as similar stories with different companies. These individuals stated that their loans were never deposited into their checking accounts after making two collateral payments. I knew at that point that I had been deceived. I contacted my local police department who filed a report with Financial Crimes. The following day I closed my checking account because they had my checking account number in order to transfer the loan. I also contacted all three credit bureaus to prevent identity theft since these criminals had all of my personal information including my social security number. They also had a faxed copy of my passport that I provided for their requirement to provide a type of government ID. The reason I provided this document as opposed to my driver's license is because I was in my office and it was quicker than getting my wallet out of my purse. Dennis Crown had the nerve to contact me a third time. This time he stated that they would provide me with a $10,000 loan but that I needed to pay an additional 10 monthly payments. I told him no and demanded a refund in the amount of $1,900. I pretended that I wasn't aware that they had deceived me. Dennis informed me that a refund would be made on January 5, 2009 but since the company doesn't exist I know that I will never see this money again unless someone finds these criminals and prosecutes them to the fullest extent possible. This experience has been completely and utterly devastating. I have been severely violated and am in complete distress. The website of Avenue Financial was created on 11.05.08 through SiteTiki.com which is a company based out of Singapore. This information can be obtained through the WHOIS database which I discovered on the BBB website. According to http://www.ripoffreport.com/default.asp, there are a series of companies that are potentially being operated by the same people. This inference was derived as a result of the reports filed by other individuals indicating the exact same scam and strategies utilized. I have documented these and am happy to share them with anyone who can help. In addition, Jason from LA who also went through Lending Tree, LLC (see http://www.ripoffreport.com/default.asp) has contacted an attorney in LA as he was scammed out of more than $5,000 and is seeking to file a civil lawsuit I pray that there is someone out there that can and is willing to assist me and other victims in finding these individuals who are hacking into Lending Tree's website before they violate and take advantage of other innocent people. Please contact me if you have any information as to what I can do to seek justice and to put an end to their criminal practices. Other Fraudulent and Fake Companies all being Operated by the Same Individuals: Mason Capital Group Trenton Financial Group Stanford Financial Group Glendor Financial Group Watson Financial Group Beacon Financial Group Fairway Financial Group Bellwood Financial Group National Trust Financial Group Clearview Lending Group Winchester Lending Group Metro Lending Group Charter Lending Group Hudson Lending Group Prevathon Lending Group Moneta Lending Group Invesco Lending Group Oakdale Lending Group Winfield Lending Group Vision Lending Corporation Riverside Lenders Capital Lending Clearview Lending Birchcliff Lending Pioneer Lending Sutherland Lending Parkway Lending Superior Lending First Universal Lending Avalon Lending Services Best West Financial Charter Stone Financial Marrow and Parke Financial Capital Venture Investments Accommodative Financial Solutions If you have been a victim please contact your local authorities immediately. In addition, contact all three credit bureaus to protect your identity. You may also need to close your checking account immediately to protect yourself from further damage. Moreover, make sure to file reports with http://www.ftc.gov/index.shtml, http://www.ic3.gov/default.aspx, and all other government agencies such as the BBB, attorney general, and FBI as well as any media groups. Please share your story with Fraud Watchers and Scam Warners as well. We need all of the support that we can get CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
