Katie
Duncanville,#2Author of original report
Thu, April 05, 2007
Thank you, Rhonda, for the encouragement and advice. I believe debt has to be repaid. However, I have not charged anything to this credit card and I will no longer pay for what is not mine. After I have read some articles on this web site and had some people contacting me with an advise, I am looking for an attorney who can either give me additional piece of advise or even represent me in case the law firm calls back. At this point I believe I paid already too much, based on my divorce decree. I am not going to let them intimidate me and demand more money any more. I did not create the debt and I paid already half of it anyway. Enough is enough! Thanks all of you for your help in this matter.
Rhonda
Richardson,#3Consumer Comment
Mon, April 02, 2007
I understand exactly what you're going through. After reading everything about these junk debt buyers lately, I will not give any of them a dime until I have something in writing. They refuse to send me anything. File complaints with the California State Bar Association, and the State Attorney General's Office. That is the only way we are going to put a stop to this kind of thing. The more people who file a complaint, the more likely they are to taker action on it. They told me the same thing they told you when I mentioned I was going to get an attorney. They told me I would have to pay high attorney fees for the attorney to just show up at court and admit that I owe the debt. I told them that a judge would ask me for my side of the story, and they told me I had been miss informed.......that I would not be allowed to say anything in my defense. Then I was told that I wasn't even allowed to show up in court unless I had an attorney. What a joke these people are. It is unbelievable that someone with so little regard foe the law, manages to obtain a law degree, and a lawyers license. Here is the real kicker, when you call the 800 number, and the number they call you on, you don't get a recording saying it's Davis Law Associates, you get the name of some other lawyer. There is defiantly something shady going on. Oh and buy the way, regardless of what they tell you, yes Texas is a community property state, but it is NOT a community debt state. You are not responsible for debt that is not in your name, unless you signed a credit card receipt. All of my debt is old debt from a previous marriage, and they called my new husband and told him that he was going to be held responsible for it because Texas was a community property state. Needless to say he wasn't at all intimidated by it because he already knew better.