We sought to get help with our finances based on wage loss, daughter in ICU which caused major medical bills. We talked with a debt recovery agency by the name of Curadebt. They told us that they could help.
Curadebt stated that they work with a law firm that would negotiate on our behalf with our creditors. The name of this Law firm was, J.B. Schaeffer Law, LLC, who had a notary come out under the business name Gregory Network (who represented himself as working with a law firm in WA State), to sign a contract.
We continued to call the Law firm which we came to realize four months into the program was not a law firm at all but a fraudulent business going by multiple names, multiple law firm scams, doing business in Maryland under the name Strategic Debt Solutions, who had all funds deverted into a bank account in Oklahoma, DBA: Global Consumer Solutions, LLC.
The guise was once we had enough in our account held by Global Consumer Solution, LLC., to pay off a bill we would be notified and they would then release the negotiated funds to a creditor, who we were advised to quit paying, even though when we joined with Curadebt all minimum payments to creditors were current and paid each month (though hard). They told us that not until we were late, could they help us negotiate.
We signed up in October 2010 with Curadebt, who waited until November 2010 to send out Notary with paperwork, who did not file that paperwork until December 2010, and no one began working our case or would contact us until January even after repeated calls, we would always have to leave messages, have someone contact us etc. In January 2011, it became apparent that they were doing nothing and we would have to file bankruptcy, they said that they could do this for us and then told us that we didn't qualify. When we explained they had done nothing in four months and creditors were sending us legal notices, to please send us our money back, so we could pay our creditors they told us we had no money in our account but $75. We had had direct withdrawal of $915.93 for two month and $1214.93 for a first initial payment month for a total of $3,046.79.
When asked to return the funds they refused and stated to refer to contract. In fact, they failed in their responsibilities to provide a face to face presentation with a representative of a "law firm," the person they sent out worked for a service called Gregory Network which is a notary public and accountant and could not answer any of our questions and they failed to complete a welcome compliance call. They also failed to have us sign a disclaimer as they may have dire effects on our employment based on the work we do.
We have found out that Curadebt works with these people, who represent themselves as a law firm, but have no attorneys for the state in which you live to assist, also they do business by multiple names, using multiple states to work their scams and take your money.
Do Not Fall for this!! Consult the Federal Trade Commissions website for these type of people, I wish we had before we trusted a company to do the right thing for us as we struggeled.